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A mystery shopping study of 1,102 visits to financial institutions in Kampala, Mbarara, and Gulu reveals significant gaps in the disclosure of the total cost of credit and interest rates in Uganda. The report finds that inexperienced borrowers and women receive substantially less information than experienced male borrowers, and that written disclosure materials, such as key facts documents, are rarely provided. Analysis of Bank of Uganda data also indicates a steady increase in the number of non-interest fees charged to borrowers since 2005.

The document reports on a mystery shopping exercise conducted by Innovations for Poverty Action (IPA) in Kampala, Mbarara, and Gulu to evaluate how loan officers disclose interest rates, fees, and the total cost of credit. It finds significant gaps in disclosure, particularly for inexperienced borrowers and women, and notes that regulatory requirements for Key Facts Documents (KfDs) and total cost disclosures are frequently ignored. The brief recommends improving staff training, standardizing KfD formats, expanding cooling-off periods for smaller loans, and harmonizing consumer protection policies between the Bank of Uganda (BoU) and the Uganda Microfinance Regulatory Authority (UMRA).

The study finds that Ghana's fiscal decentralization is undermined by a heavy reliance on unpredictable central government transfers, fragmented allocation mechanisms, and weak local capacity to mobilize Internally Generated Funds (IGF). It recommends synchronizing fund release cycles with local budget preparation, reviewing laws governing the District Assemblies Common Fund (DACF) and Stool Lands revenue, and investing in revenue management technology and staff training.

The report examines the global banana market, noting that while bananas are the most valuable traded fruit, the sector faces significant challenges including climate change, the Tropical Race 4 fungal disease, and poor farmer livelihoods. It highlights the growth of voluntary sustainability standards (VSSs), which accounted for 7% of production in 2016, and identifies opportunities to expand these standards in countries like India, China, and specific LHDCs such as Tanzania and Rwanda to improve environmental and social outcomes.

The report analyzes the 2020 Burundian elections, highlighting a transition from President Pierre Nkurunziza to Evariste Ndayishimiye within the CNDD-FDD. It describes a political environment marked by an "autocratic drift," systemic repression of opposition parties like the CNL, and a fragile economy where 65% of the population lives below the poverty line. The author argues that the new president faces a "double guardianship" from Nkurunziza and a circle of powerful generals, which may hinder necessary democratic and socio-economic reforms.

Divine Bamboo is a Ugandan social enterprise founded in 2016 that produces bamboo-based briquettes as a sustainable alternative to charcoal and firewood. The company utilizes fast-growing local bamboo to create fuel with higher calorific value and lower costs, potentially reducing household fuel expenditure by 50 percent. As a recipient of the 2020 Energy Access Booster Award, Divine Bamboo intends to use up to USD 50,000 in support to acquire automated equipment and scale production to four tonnes of briquettes per month. The enterprise has already trained 350 small-scale farmers, primarily women and youth, and aims to reduce charcoal and firewood consumption from unsustainable sources by 20 percent in Kampala over five years.

The statement argues that the COVID-19 pandemic has created an urgent need for governments to focus all resources on public health, specifically the procurement of medical supplies, vaccines, and medicines. It calls for the immediate suspension of trade and investment negotiations at the WTO, bilateral, and regional levels, asserting that such activities divert critical resources and personnel. The authors highlight that intellectual property rules under the WTO's TRIPS agreement and free trade agreements may obstruct the affordability and accessibility of life-saving supplies. The document demands the removal of all trade barriers and unilateral sanctions that hinder medical procurement and urges a fundamental rethink of trade rules that encourage monopolies and limit healthcare access.

Friends of the Earth International and a broad coalition of global endorsers call for an immediate cessation of trade and investment treaty negotiations. They argue that governments, particularly in developing and least developed countries, lack the resources to engage in these negotiations while managing the COVID-19 health crisis. The statement demands that trade negotiators focus exclusively on removing obstacles, such as intellectual property rules and unilateral sanctions, that hinder access to affordable vaccines, medicines, and diagnostics.

The document argues that standard lockdown measures are often impractical and potentially more damaging than COVID-19 in Africa due to high poverty levels, weak democratic institutions, and a large informal economy. It highlights risks such as the erosion of democratic processes, food insecurity, and a disproportionate burden on women. The author advocates for localized, flexible responses and calls for wealthier Northern states to provide debt cancellations and aid to prevent regional instability.

Sub-Saharan Africa is the most expensive region globally for remittances, with an average cost of 8.9% of transaction value. The report identifies critical supply-side barriers including onerous KYC requirements, lack of digital ecosystems, and fragmented payment infrastructure. It recommends a shift toward risk-proportional AML-CFT regulation, the adoption of digital identity systems, and the integration of regional payment rails to reduce informality and costs.

The African Union (AU) and Africa CDC reacted quickly to COVID-19, coordinating health responses and establishing an anti-COVID-19 fund. However, the pandemic has exacerbated security threats in West and Central Africa, where fighting against terrorism and internal conflicts continues despite global ceasefire calls. In the Horn of Africa, the virus has disrupted peace processes and created new instabilities, including the politicisation of response measures and the release of thousands of inmates. The report also highlights the extreme vulnerability of Africa's 25.2 million refugees and internally displaced persons, warning that border closures may increase irregular migration and transmission risks.

The document argues that off-grid solar (OGS) is a critical tool for achieving universal energy access and climate mitigation, particularly by replacing kerosene lamps and reducing black carbon emissions. Despite this, multilateral climate finance institutions have invested only a small fraction of the total capital deployed in the sector. The briefing identifies barriers such as the complexity of projects that combine mitigation, adaptation, and development, as well as a focus on large-scale projects. It recommends strategies including increased concessional financing for early-stage businesses, expanded use of blended finance to attract commercial equity, and the development of a uniform methodology to quantify the climate benefits of OGS, specifically regarding black carbon.

The paper examines how renewable energy policies diffuse between countries, arguing that policy transfer is a complex, iterative process rather than a simple adoption of policies from a lender to a borrower. Using an adapted Dolowitz and Marsh framework, the authors find that outcomes are shaped by interactions between national and international actors, with significant influence from the EU and international developments, while domestic factors ensure policies are adapted to local contexts.

The document argues that formal land titles are often used as a proxy for tenure security but frequently fail to provide women with actual control over land due to discriminatory laws, customary norms, and lack of access to resources. It highlights that individual titling can conflict with indigenous collective tenure systems and may even lead to dispossession. To achieve genuine security, the author recommends gender-equitable normative frameworks, the inclusion of women in land governance, and ancillary support such as technical training and credit access.

The Financial Inclusion for Refugees (FI4R) baseline survey analyzes the demographics, income sources, and financial instrument usage of refugees and host communities across several Ugandan settlements, including Nakivale, Bidibidi, and Palorinya. It identifies a high reliance on informal savings and credit mechanisms, such as ASCAs and ROSCAs, and a significant shift toward mobile money usage after displacement. The report also outlines the specific implementation strategies of partner financial service providers—Equity Bank Uganda Limited, VisionFund Uganda, and the Rural Finance Initiative—to increase access to bank accounts, wholesale credit, and digitized savings products for these underserved populations.

The document assesses the GRP Incubator's approach to scaling resilience solutions, focusing on five grantees: Groundswell, IFPRI, Mahila Housing Trust, MetaMeta, and Producers Direct. It details the Incubator's support mechanisms, including mentoring, leadership training, and financial networking, and evaluates the progress of these grantees across a three-stage scaling framework. Key findings highlight the importance of context-specific adaptation, stakeholder engagement, and the transition from grant-funded projects to sustainable business models.

The report examines the GRP's approach to fostering an environment where failure is viewed as a learning opportunity rather than a cause for penalty. Through case studies of seven projects, it highlights the importance of trust, flexible targets, and adaptive management in refining resilience solutions. Key recommendations include designing projects for 'probe-sense-respond' cycles and establishing clear failure thresholds to avoid wasting investment on ineffective pilots.

The Global Resilience Partnership (GRP) has compiled a directory of resilience-focused initiatives, categorising them into funds and financing facilities, networks and alliances, organisations, and specific programmes and projects. The mapping covers a wide array of mechanisms, from large-scale funds like the Green Climate Fund to specialised regional initiatives such as the Africa Risk Capacity and the Caribbean Catastrophe Risk Insurance Facility. These initiatives target various sectors including agriculture, urban infrastructure, water management, and financial risk disclosure, with a strong emphasis on supporting Least Developed Countries (LDCs), Small Island Developing States (SIDS), and vulnerable populations.

The Malawi National Adaptation Plan (NAP) Framework provides a structured approach to building climate resilience, integrating adaptation into national development planning, and coordinating stakeholders. It outlines five key mandates: improving community resilience through agriculture and disaster risk management, sustainable natural resource use, improving soil and land management, conserving biodiversity, and providing policy advocacy. The framework adopts a systems approach and emphasizes vertical and horizontal integration, community participation, and gender-responsiveness. It identifies critical gaps in climate modelling and institutional capacity, proposing a roadmap that includes risk and vulnerability assessments, the mobilization of private sector finance, and the integration of adaptation priorities into ministry spending plans, with support from the Green Climate Fund.

The Malawi National Adaptation Plan (NAP) Framework establishes the vision, mandates, and institutional arrangements for the country's adaptation process. It outlines a multi-pronged approach involving horizontal and vertical integration, community participation, and private sector engagement. The framework identifies five key mandates focusing on community resilience, natural resource utilization, soil and land management, biodiversity conservation, and policy advocacy. It aligns with national goals like the Malawi Growth and Development Strategy III and international targets such as the UN Sustainable Development Goals. The document details next steps, including climate risk and vulnerability assessments, the integration of adaptation priorities into ministry spending plans, and the mobilization of private sector finance, with the goal of producing the first full NAP by 2020.