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The document analyzes how climate change increases the frequency and intensity of 'billion-dollar' disasters, straining national budgets and widening the 'protection gap'—the difference between total economic losses and insured losses. It details the transition from traditional actuarial science to forward-looking 'cat models' and geospatial modeling to price risk. To address 'tail risks' and the lack of insurability in vulnerable regions, the text highlights alternative mechanisms: catastrophe bonds for capital market risk transfer, microinsurance (parametric insurance) for low-income populations, and sovereign risk pools for multi-country coverage. It also notes the codification of insurance in international frameworks like the Paris Agreement's 'Loss and Damage' pillar and the Sendai Framework for Disaster Risk Reduction.

A coalition of over 115 organizations, including the Canadian Association of Physicians for the Environment, calls on Ontario Premier Doug Ford to reinstate climate policy and meet legislated emissions targets. The letter highlights the increasing financial and human costs of climate change in Ontario, citing record heat waves, floods, and forest fires, and notes that Ontario is Canada's second most carbon-polluting province.

The report examines water security in Burkina Faso's Nouaho sub-basin, finding that climate-exacerbated hazards like water scarcity and flooding disproportionately affect women and girls due to gendered divisions of labour and social norms. While women primarily manage domestic water collection and often lead off-farm income activities, they are largely excluded from community-level decision-making and water association leadership. The document argues that WASH adaptation must move beyond technical infrastructure to address gender discrimination and empower marginalized groups to ensure long-term water security.

The WACA ResIP-CCA is a proposed project targeting Benin, Cote d'Ivoire, Mauritania, Senegal, and Togo to address vulnerabilities to sea-level rise, flooding, and coastal erosion. With a total indicative cost of USD 382 million, the project aims to protect critical infrastructure and ecosystems in the transport, urban, and natural resources sectors. It combines national-level policy strengthening and capacity building with local-level physical interventions, such as nature-based and hard infrastructure, to benefit approximately 12 million indirect beneficiaries.

The report analyzes gender-based vulnerabilities to climate-induced hazards in Georgia, such as floods, landslides, and droughts. It identifies systemic inequalities in political representation, economic resources, and domestic roles that increase the risk for women, elderly, and persons with disabilities. The document proposes a Gender Action Plan to integrate sex- and age-disaggregated data, ensure at least 30% female representation in project activities, and tailor early warning systems to the specific needs of vulnerable groups.

Saint Vincent and the Grenadines is implementing a National Adaptation Plan (NAP) to mainstream climate adaptation into development planning and financing. The process, led by the Ministry of Finance, Economic Planning, Sustainable Development and Information Technology, identifies key climate hazards such as tropical storms, rising sea levels, and rainfall variability. Priority sectors for adaptation include agriculture, water, energy, tourism, and infrastructure. Between 2010 and 2014, extreme weather events caused losses exceeding 35 percent of the country's GDP.

Albania established the Inter Ministerial Working Group on Climate Change (IMWGCC) in 2014 to coordinate climate mitigation and adaptation. The NAP process began in 2015 with a participatory stocktaking workshop, with the goal of adopting a national strategy on climate change, a NAP document, and a national mitigation plan in 2018. The country's approach focuses on mainstreaming adaptation into sector plans and the National Strategy for Development and Integration, targeting priority sectors such as agriculture, forestry, tourism, energy, settlements, and water.

Malawi initiated its National Adaptation Plan (NAP) process in 2014, completing a stocktaking exercise and establishing a roadmap. The process is managed by a core team of adaptation experts collaborating with cross-sectoral experts to identify long-term priorities. To support this, Malawi submitted a NAP formulation proposal to the Green Climate Fund with technical assistance from UNEP. The document identifies key climate impacts—including wildfires, drought, floods, rainfall variability, and increasing temperatures—and priority sectors for adaptation such as agriculture, fisheries, health, infrastructure, energy, forestry, water, wildlife, and gender.

Colombia's National Adaptation Plan (NAP) is described as a dynamic process rather than a static document, designed to integrate climate risk management into sectoral and regional planning. The process has evolved through several phases since 2011, including the establishment of the SISCLIMA system and a Green Growth strategy. The plan identifies priority sectors for adaptation—including agriculture, health, finance, and energy—and targets specific climate impacts such as floods, droughts, heatwaves, and sea level rise.

Ethiopia utilizes the Climate-Resilient Green Economy (CRGE) strategy to aim for middle-income status by 2025 while reducing emissions and building resilience. The National Adaptation Plan (NAP) serves as a roadmap to mainstream adaptation across sectors and government levels, from federal to woreda. Key priority sectors for adaptation include agriculture, forestry, water, energy, transport, industry, health, and urban areas, addressing threats such as droughts, floods, rainfall variability, and increasing temperatures. The process has evolved from the 2007 National Adaptation Programme of Action (NAPA) through the Ethiopian Programme of Adaptation to Climate Change (EPACC) to the current NAP framework, with recent milestones including Green Climate Fund support for gender-responsive drought resilience.

Fiji's National Adaptation Plan (NAP) is designed as a continuous, iterative process to integrate climate adaptation and disaster risk reduction into sub-national development planning. The approach emphasizes inclusive partnerships across government, civil society, and the private sector, as well as horizontal and vertical integration to mainstream climate concerns across all ministries and local community needs. Key milestones include the 2017 creation of the NAP Framework and the accreditation of the Fiji Development Bank to the Green Climate Fund.

Jamaica is implementing a National Adaptation Plan (NAP) approach that involves developing 12 sector-specific strategies and action plans, including investment plans and M&E frameworks. This process is guided by the National Development Plan, Vision 2030, and coordinated by the Climate Change Division and the Climate Change Focal Point Network to avoid 'silo' effects and ensure mainstreaming across government ministries. Key milestones since 2009 include the establishment of the Climate Change Division and the completion of the Forestry Sector Strategy and Action Plan.

Togo has adopted a government-wide, multisectoral approach to climate change adaptation, treating it as a development issue central to its Vision 2030 goals. The country is systematically mainstreaming adaptation into national planning and the domestic budget, led by the Ministry of Planning and the Ministry of Economy and Finance. Key climate threats identified include heatwaves, droughts, floods, rainfall variability, and sea level rise, affecting priority sectors such as agriculture, coastal zones, health, human settlements, and water.

The document outlines a project designed to help the Government of Nepal, specifically the Department of Irrigation, address the impacts of climate change on agricultural irrigation. It highlights that while agriculture contributes approximately 33% of Nepal's GDP, it is highly vulnerable to monsoon climate and topography, with climate change and extreme events causing an annual loss of about 0.8% of agricultural GDP. The project's primary output is a framework intended to guide policy-makers and project designers in assessing and mitigating climate risks for small- and medium-scale irrigation systems to ensure they are efficient, equitable, and resilient.

The document asserts that existing international laws and policies are based on the flawed assumption that displaced persons can return home, which is often impossible for those affected by climate change. It highlights that climate-induced migration is a complex phenomenon—ranging from sudden disasters to slow-onset events like sea-level rise—that defies current legal definitions. Consequently, the authors argue that the G20 must lead efforts to reform governance to better protect the rights and obligations of people and governments in countries of origin, transit, and destination.

A scientific study assessed the record-breaking rainfall in Chennai on 1 December 2015, which saw up to 494 mm of rain and caused US$3 bn in economic losses. The analysis concluded that no measurable effect of human-caused emissions was detected for this specific one-day event, attributing this lack of detection to the masking effects of aerosol pollution over India.

The document highlights that climate change is already causing severe damage in the Caribbean through hurricanes, flooding, and droughts, which is reversing gains in poverty alleviation and economic growth. It emphasizes the need for adaptation investments in agriculture to address rainfall changes and extreme events, and in tourism to combat sea-level rise and coral bleaching. The brief notes that while CDKN research has provided necessary localized climate projections, high up-front costs remain a significant barrier to implementing adaptation measures.

The document outlines the vulnerabilities of the Caribbean water sector to climate variability and change, emphasizing the need for cross-sectoral cooperation and flexible planning strategies to build climate resilience.

The document analyzes the devastating floods in Chennai on 1 December 2015, which killed over 470 people. While no measurable effect of human-caused emissions was detected for this specific event, the report highlights that unplanned urban growth, encroachment on water bodies, and poor infrastructure management significantly increased the city's vulnerability. Key impacts included the destruction of 4.92 lakh houses and the closure of Chennai Airport for five days. The flooding was exacerbated by the necessary release of water from the Chembarambakkam reservoir to prevent a breach, though the timing of this release was questioned by residents.

The region at the base of the Himalayas is experiencing extreme climate volatility, with record-setting floods and severe droughts disrupting both water and energy security. India's power grid relies heavily on water-intensive coal and hydropower, leading to chronic electricity shortages when water is scarce and infrastructure damage during floods. These challenges have triggered rural-to-urban migration, civil unrest, and farmer suicides. To mitigate these risks, the document recommends that India shift toward wind and solar energy and suggests the U.S. provide financial and technical support through initiatives like the U.S.-India Clean Energy Finance Scheme.