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The document analyzes the Rhode Island Department of Health's approval of an $85 million sale of 10 nursing homes to Tryko Partners and Kadima Healthcare. It highlights the use of 'standard conditions' regarding debt-to-equity ratios and the implementation of a five-year quality maintenance requirement to protect residents from the extractive business models of private equity. The author argues that while Rhode Island's quality measures are a positive step, the state's financing limits are too lenient, allowing debt levels that may divert funds from clinical care.

The analysis finds that while Ghanaian communities actively employ local knowledge for climate-smart agriculture and waste management, their efforts are hindered by limited access to financial resources, technical support, and national policy guidelines. It argues that Ghana's national adaptation goals, including those in its NDCs, can be better achieved by delegating authority and funding to local actors and integrating indigenous practices into national strategies.

The document examines Senegal's climate adaptation framework, highlighting the alignment between its Nationally Determined Contribution (NDC) and the Senegal Emerging Plan for 2035. While progress is noted in sectoral adaptation plans for fisheries and livestock, and local communities have successfully implemented projects in agriculture, coastal protection, and health, significant gaps remain. Key challenges include a lack of evidence-based knowledge, insufficient integration of indigenous practices into national policy, and a substantial financing gap, with NDC needs estimated at USD 14.5 billion by 2030.

The document evaluates Nigeria's climate adaptation landscape, contrasting high-level national policy frameworks with iterative, indigenous practices at the local level. While Nigeria has established ambitious frameworks like the National Adaptation Plan (NAP) and the Nationally Determined Contribution (NDC), implementation is hindered by a 'top-down approach' that excludes local stakeholders, alongside gaps in finance, technology, and capacity. Case studies in Ogun, Lagos, and Anambra states demonstrate that local communities are already implementing Nature-based Solutions (NbSs) and traditional adaptation methods—such as biogas production from cassava waste and the use of bitter leaf juice in aquaculture—that align with national goals despite a lack of formal policy awareness. The authors argue that integrating these locally-led initiatives into national frameworks is essential to prevent climate impacts from increasing GDP losses from 5% to 30% by 2050.

The document analyzes Senegal's climate adaptation landscape, noting a shift toward sectoral and territorial approaches. While the government has launched initiatives like the Local Climate Adaptive Living Facility (LoCAL) to integrate indigenous practices, significant gaps remain in financing, evidence-based knowledge, and the inclusion of community-led strategies. Case studies in Daga Birame, Dionewar, and Widdou Thingolly illustrate the capacity of local communities to implement adaptation measures in agriculture, coastal protection, and health, despite limited central government support.

Costa Rica is implementing a decentralized approach to climate adaptation through 'Project – Plan A: Climate-Resilient Territories', which empowers local municipalities to develop their own climate actions based on territorial analysis and inclusive governance.

Costa Rica is implementing a strategy of local-scale climate adaptation, exemplified by the "Proyecto Plan A: Territorios resilientes ante el cambio climático," which empowers local governments to develop their own adaptation actions. Approximately 25% of the country's cantons, covering 46% of the territory, have generated specific climate adaptation actions by analyzing local threats and integrating climate variables into territorial planning. The approach emphasizes the inclusion of historically excluded groups, such as indigenous peoples, Afro-descendants, women, and youth, in the governance and implementation of these measures.

The Kurna community in Kano State, Nigeria, implemented the Afforestation Drive, a locally-led adaptation project using nature-based solutions to combat extreme heat and air pollution. Led by Dr. Dahiru Muhammad Hashim and the Panacea Foundation, the initiative planted over 2,000 adaptive trees in Kurna and expanded to plant 135,382 trees across Kano State. The project utilized an open-source digital data kit for monitoring and focused on indigenous species to improve air quality, reduce respiratory diseases, and create new livelihood opportunities through fruit trading. Despite success, the project faced barriers such as government bureaucracy and lack of funding, highlighting the need for a shift from top-down climate strategies to models that devolve decision-making and resources to frontline communities.

The Anabaptist Mennonite Biblical Seminary in Indiana has significantly reduced its carbon footprint and energy costs through a series of sustainable upgrades. Central to these efforts was the 2007 completion of a 31,500 square foot library, which became the first LEED-certified theological library in North America by utilizing a ground-source geothermal heat pump system and other high-performance design elements. Between 2013 and 2022, the seminary decreased its annual energy consumption by approximately two-thirds by implementing recommendations from an ASHRAE Level 2 energy audit, replacing outdated 1950s boilers with fuel-efficient models, and installing two solar arrays (50-kW and 80-kW) that have offset over 320 tons of carbon emissions.

The case study examines a collaboration with the Local Storytelling Exchange to promote heat pump installation to tradespeople through a 38-second video on green reskilling. The campaign found that Facebook's advertising algorithms, targeting mechanisms, and political categorizations hindered the ability to counter topical misinformation, particularly when operating with a small budget.

The case study details a £300,000 advertising campaign in the UK's West Midlands that used green economic growth narratives to increase hope for a green future, reporting that nearly twice as many people felt hopeful after seeing the campaign.

The case study describes a collaboration with the Local Storytelling Exchange that used a 35-second video on Facebook to promote the cost effectiveness of home insulation. The campaign aimed to establish positive narratives before misinformation could embed itself, resulting in more than twice as many people agreeing with the key message.

The case study describes a collaboration with the NGO Possible to run a multi-channel campaign in Birmingham featuring local residents. The campaign aimed to reframe the concept of car-free cities to encourage 'Persuadables' to change their transport behavior. Results indicated that individuals who related to the campaign were more likely to change their behavior, highlighting the importance of locality, messaging, and trusted media in driving local climate action.

Mountain Harvest works with 850 farmers in Mount Elgon, Uganda, to bypass commodity pricing through organic certification and premium coffee production. To combat climate-driven threats like droughts and mudslides, the organisation promotes regenerative agriculture and income diversification via macadamia, avocados, and rabbit rearing. Additionally, Mountain Harvest is addressing the poverty of female hand sorters by providing more stable employment and exploring micro-loan opportunities.

SAO Energy deployed a mesh-grid in Omolege, Nigeria, using a "keymaker" business model where high energy consumption at a Primary Health Centre offsets tariffs for 96 surrounding households. While the project improved healthcare services, such as enabling nighttime births, it faced challenges including 6-month customs delays and low residential energy consumption due to declining community income. The pilot aims to expand to 200 households and eventually scale to 100 health centres and 30,000 households across Ondo and Kwara states.

The report analyzes Brazil's sustainable securitisation market, highlighting the role of Agribusiness Receivables Certificates (CRA) and Real Estate Receivables Certificates (CRI) in funding green and social projects. It identifies a significant opportunity to use ABS to aggregate small-scale sustainable projects, particularly in agriculture and renewable energy, to attract institutional capital.

The report evaluates corporate climate alignment using the CCIF, finding that while mitigation efforts (such as GHG reporting and renewable energy procurement) are common, there is a critical lack of detailed climate adaptation planning. Analysis of 483 debt issuers reveals that no company performed well across all three CCIF objectives, and only 14% have an adaptation and resilience plan. Sector-level data shows utilities as the highest performers in reporting and transition, while healthcare and automotive sectors suffer from significant data gaps. Case studies of companies in China, India, South Korea, and Singapore highlight the use of internal carbon pricing and science-based targets, but emphasize the need for better Scope 3 emissions tracking and quantitative physical risk assessments.

The Jasiri Gender Bond, launched in February 2022, mobilised USD 32 million to support women-led businesses in Tanzania, particularly in agriculture, retail, education, and male-dominated sectors like mining and energy. The bond was oversubscribed by 197% and became the first Sub-Saharan bond listed on the Luxembourg Green Exchange. A case study of High Quality Tanzania demonstrates how Jasiri loans enabled a feminine hygiene product importer to increase turnover to over TZS 10 Billion ($3.9 million) and expand operations internationally.

The Jasiri Gender Bond, launched in February 2022, aims to stimulate economic growth and empower women in Tanzania. It mobilised USD 32 million with a 197% oversubscription rate and became the first Sub-Saharan Bond listed on the Luxembourg Green Exchange. The bond supports women in traditional sectors like retail and education, as well as male-dominated fields such as mining and energy. A specific example is provided through Gudila Kimati of Maggy Dress-Up, who used a loan from NMB Bank linked to the bond to diversify her plus-size clothing business into a one-stop shop offering shoes, handbags, and children's clothing.

The Jasiri Gender Bond, launched in February 2022, provides low-interest financing to empower women entrepreneurs in Tanzania, particularly in sectors like agriculture, retail, and male-dominated industries such as energy and mining. The bond mobilised USD 32 million and is listed on the Luxembourg Green Exchange. A specific case study of Mkajungu Hardware demonstrates how the bond's 14% interest rate—significantly lower than market rates of up to 25%—enabled the business to expand its inventory and plan new branches in Kagera and neighbouring countries.