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The document examines how credit cooperatives in Brazil serve as an efficient tool for financial inclusion, particularly for small rural producers. It highlights that while overall rural credit declined by 14% between 2013/2014 and 2018/2019, cooperative credit grew by 51.3%, increasing its market share from 11% to 17.5%. The brief explains that cooperatives reduce transaction costs and information asymmetry due to their proximity to producers. Geographically, cooperative presence is strongest in the South, Midwest, and Southeast regions, while it remains scarce in the North and Northeast. The analysis also details the interbank relationship where commercial banks use cooperatives to meet mandatory rural credit application requirements. Finally, it outlines the tax and regulatory advantages cooperatives hold over traditional banks, such as exemptions from Income Tax and CSLL on cooperative acts.

The document examines how credit cooperatives in Brazil serve as critical distribution channels for rural credit, particularly for small and medium-scale producers. It highlights that while total rural credit fell by 14% in real terms between 2013/2014 and 2018/2019, cooperative lending grew by 51.3%, increasing its market share from 11% to 17.5%. The brief attributes this success to the cooperatives' proximity to borrowers, which reduces transaction costs and information asymmetry. It also details the interbank relationship where commercial banks use cooperatives to meet regulatory requirements for rural credit distribution. Geographically, cooperative presence is strongest in the South, Central-west, and Southeast, while remaining scarce in the North and Northeast.

The report examines the adoption of no-till farming, tractors, and fertilizers in Brazil from 2006 to 2017. It finds that while no-till farming has become more spatially decentralized, tractor use has become more concentrated in wealthy, urbanized regions, and fertilizer use has increased without a clear spatial pattern.

The report identifies three distinct patterns of agricultural technology adoption in Brazil from 2006 to 2017. The Direct Planting System (DPS) is converging, becoming more widespread across the country. Tractor use is diverging, with increased concentration in wealthier, urbanized regions of the South and Southeast. Fertilizer use has increased overall but lacks a clear spatial pattern, with growth scattered across diverse regions including the Cerrado and Caatinga.

The document details how climate change is increasing the frequency and intensity of heat waves across the United States, leading to severe health risks and societal disruptions. It highlights the vulnerability of specific populations, such as the elderly and outdoor workers, and the role of the urban heat-island effect. The text argues that stabilizing carbon emissions and adhering to the Paris Agreement can significantly reduce the projected increase in extreme temperatures and the frequency of heat waves by mid-century.

The policy brief analyzes the Brazilian National Rural Credit System (SNCR), arguing that its complex structure—comprising numerous funding sources and programs with intricate eligibility criteria—creates significant disparities in financing. It highlights how geographic location, outdated farm size definitions (fiscal modules), and shifting revenue thresholds lead to inconsistent credit access for similar producers, potentially resulting in underinvestment and lower agricultural productivity.

The policy brief analyzes the Brazilian National Rural Credit System (SNCR), highlighting how a multiplicity of funding sources and programs—such as the Plano Agrícola e Pecuário (PAP) and Pronaf—creates a fragmented regulatory environment. It argues that credit access is often determined by geographic location, outdated property size metrics (fiscal modules), and fluctuating income thresholds rather than agricultural potential. This fragmentation leads to unequal financing conditions for producers with similar profiles and increases uncertainty, potentially resulting in under-investment and reduced productivity.

The document examines how a warming atmosphere increases the frequency and intensity of extreme precipitation, contributing to higher inland flood risks in parts of the United States, particularly the Midwest and Northeast. It highlights that while climate change is a driver, land-use changes—such as development in floodplains and the removal of wetlands—significantly exacerbate flood risk. The report argues that current FEMA flood maps are inadequate because they rely on historical data rather than future projections. To mitigate these risks, the authors recommend reforming the National Flood Insurance Program, increasing funding for river gauge networks and flood mapping, and implementing nature-based infrastructure and stricter zoning regulations to discourage floodplain development.

The document analyzes the Brazilian rural credit system, highlighting that the availability of financing is often determined by the distribution of banks and cooperatives rather than local agricultural potential. It identifies significant geographic concentration in the South and Southeast regions and a complex web of funding sources and programs that lead to inconsistent credit conditions for producers.

The report evaluates the US coal fleet's economic viability against alternatives like natural gas and renewables, finding that 38% of the 2016 fleet faces an uncertain near-term future due to being either uneconomic or announced for retirement. It also estimates that emissions reductions from 2008 to 2016 provided $250 billion in public health and climate benefits. A proximity analysis indicates that while many coal plants are located in low-income and minority communities, the demographic distribution of the fleet has not changed significantly during the transition.

The research finds that demand-side factors are the primary drivers of distributed solar PV adoption in Brazil, often outweighing the availability of solar resources. Analysis shows that municipalities with higher GDP, larger populations, and higher electricity tariffs have more PV units, while solar radiation only becomes a significant positive predictor when comparing municipalities within the same electricity distributor's concession area. The authors argue that current subsidy policies in the Northeast region artificially lower tariffs, hindering PV growth in areas with the highest solar potential. They conclude that climate mitigation policies must address demand-side frictions and tariff structures rather than focusing solely on natural resource availability.

The document analyzes how carbon taxes or cap-and-trade programs affect U.S. households through expenditures, income, and revenue allocation. While carbon pricing can be regressive in terms of energy expenditures—disproportionately affecting low-income households and coal-dependent regions—the authors argue that the overall impact is determined by how the government uses the revenue. By targeting a small portion of revenue (approximately 10-12%) toward low-income households and coal communities, policymakers can offset burdens and ensure these vulnerable groups are not driven deeper into poverty. The brief compares various revenue uses, such as lump-sum rebates, labor tax swaps, and capital tax swaps, concluding that the policy is not inherently regressive and can be designed to be progressive.

The 2013 update to the 'Ripe for Retirement' report identifies that up to 329 coal-fired generators (58.7 GW) in 38 U.S. states are no longer economically competitive with existing natural gas plants, and up to 71 GW are uncompetitive with new wind power. These units, combined with those already retired or announced for retirement, represent more than one-third of the country's coal-generating capacity. The analysis suggests that a combination of renewable energy, energy efficiency, and underutilized natural gas plants can replace this capacity, though the authors warn against overdependence on natural gas due to climate and economic risks.

The report examines the vulnerability of the U.S. power sector to water constraints and climate change, comparing a 'business as usual' pathway with low-carbon alternatives. It finds that a combination of renewable energy and energy efficiency can drastically reduce water withdrawals and consumption while lowering consumer costs and mitigating climate impacts.

The report analyzes the intersection of the U.S. electricity sector, water resources, and climate change, arguing that current power generation is vulnerable to water scarcity and high temperatures. Through modeling of four scenarios—Business as Usual, Renewables-and-Efficiency, CCS-and-Nuclear, and a general Carbon Budget—the authors find that a transition toward renewable energy and energy efficiency can drastically reduce both carbon emissions and water withdrawals and consumption. Conversely, low-carbon options like nuclear power and carbon capture and storage (CCS) remain water-intensive. The report provides a set of "water-smart criteria" for decision-makers to enhance the resilience of the U.S. power grid in a warming world.

The Clean Air Task Force (CATF) urges Congress to implement a multi-pollutant policy to address the public health and environmental crises caused by power plant emissions. CATF proposes capping sulfur dioxide at 2 million tons per year and nitrogen oxides at 1.6 million tons per year, while requiring a 95% reduction in mercury emissions. The document highlights that current regulations are insufficient to prevent 30,000 annual premature deaths or allow ecosystem recovery from acid rain. It further argues that these pollution controls are necessary prerequisites for the effective operation of carbon capture technologies and should be linked to any free carbon allowances provided under climate legislation like the Waxman-Markey bill.

The document argues that energy efficiency is the most cost-effective way to meet rising electricity demand in the Southeast US, potentially reducing expected use by 20% by 2025. It identifies regulatory and financial barriers and recommends the adoption of Energy Efficiency Resource Standards (EERS), updated building codes, and alternative utility business models to drive investment across residential, commercial, and industrial sectors.

The document asserts that the United States must reduce greenhouse gas emissions by at least 80 percent below 2000 levels by 2050 to avoid severe climate impacts. It argues that the cost of action is small relative to the global and national economy, while the cost of inaction is significantly higher, citing potential losses of over 3.6% of U.S. GDP annually by 2100. The text advocates for a policy mix of market-based cap-and-trade systems and sector-specific incentives, warning that 'safety valves' or price caps would undermine investment in new energy technologies.

Between 1997 and 2006, fossil fuel consumption in the Southeast grew by approximately 14 percent, significantly exceeding both the national average growth rate of 5 percent and the regional growth of non-fossil energy sources, which was less than 1 percent.

The report argues that 51 coal-fired power plants in the U.S. have illegally avoided modern pollution controls by exploiting a 'grandfathering' loophole in the Clean Air Act, leading to significant public health crises. Drawing on data from Abt Associates, the Clean Air Task Force estimates that these plants cause between 5,500 and 9,000 premature deaths and 107,000 to 170,000 asthma attacks annually. The report highlights a 'transport of death and disease' where pollution from plants in the Midwest and Southeast impacts the Northeast. It criticizes the Bush Administration's 2001 review of NSR policy as prioritizing industry efficiency over public health and calls for the closure of the 'lethal loophole' through nationwide emission caps on nitrogen oxides, sulfur dioxide, mercury, and carbon dioxide.