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This report by FSD Africa and Climate Policy Initiative (CPI) analyzes the climate finance needs of African countries based on their Nationally Determined Contributions (NDCs). It estimates that implementing these NDCs between 2020 and 2030 will cost USD 2.8 trillion, with a funding gap of USD 2.5 trillion that must be met by international and private sources. The report highlights significant data gaps in adaptation needs and sectoral disaggregation, and recommends that the UNFCCC provide standardized guidance to help countries develop robust, bottom-up financing roadmaps.

This report by FSD Africa provides a first quantitative risk assessment and stress-testing framework for financial institutions in Africa to evaluate nature-related opportunities and risks. Using the Taskforce on Nature-related Financial Disclosures (TNFD) LEAP approach, the study analyzes the impact of nature loss and nature-positive transitions on equity and lending portfolios across several African countries and private banks. It highlights that while aggregate portfolio impacts may appear small due to limited direct exposure, the risks are material for nature-intensive sectors like agriculture and extractives, where nature-related risks could double expected credit losses by 2030.

The FSD Africa Safeguarding Policy (Version 2.0), effective May 24, 2022, establishes a zero-tolerance framework to prevent and respond to the abuse, harassment, and exploitation of children, vulnerable adults, and employees. The policy defines safeguarding as the responsibility to ensure that personnel, partners, and programmes 'do no harm' and outlines rigorous reporting, investigation, and recruitment protocols to protect individuals within the communities where FSD Africa operates.

This 2022 guide outlines FSD Africa's procedures for handling safeguarding concerns involving its personnel, partners, or the public. It establishes a workflow from the initial report to the Designated Safeguarding Officer through to risk assessment, potential investigation by a senior staff member, and referral to statutory authorities for criminal activity. The process is guided by principles of confidentiality, transparency, protection, and objectivity, emphasizing a survivor-led approach to support and a duty of care for all affected parties.

The FSD Africa Safeguarding Policy (May 2022) establishes a zero-tolerance framework for abuse, harassment, and exploitation of children, vulnerable adults, and employees. It defines safeguarding responsibilities for all personnel, outlines reporting mechanisms, and sets standards for safer recruitment and survivor support to ensure no harm results from the organization's operations in Africa.

The FSD Africa Whistleblowing Policy (Version 2.0, May 2022) establishes a framework for employees, partners, and third parties to report unethical behaviour, malpractice, or criminal offences. It provides multiple reporting channels, including an independent 24/7 hotline, and outlines protections for whistleblowers against retaliation, while specifying disciplinary actions for malicious reporting.

This endline report by FSD Africa and FSD Uganda analyzes the financial strategies, income, and expenses of refugees and host communities in Uganda between January 2020 and November 2021. The study focuses on the settlements of Nakivale, Bidi Bidi, and Palorinya, as well as Kampala, evaluating the impact of the Financial Inclusion for Refugees (FI4R) project and the COVID-19 pandemic on financial health and service usage.

This report by Cenfri and FSD Africa analyzes how insurance regulators across 31 sub-Saharan African countries responded to the COVID-19 pandemic. It proposes a four-phase regulatory response framework—Identify, Determine/Implement, Monitor, and Adapt—to help supervisors manage future systemic risks such as climate change and cyber-security threats.

The Travel & Expense Procedures (Version 3.0), effective February 24, 2022, provides detailed operational guidance for FSD Africa staff, Board members, and consultants regarding the authorization and reimbursement of business-related expenses. The document outlines strict requirements for documentation, spending caps for meals, rules for travel classes, and specific protocols for travel during the Covid-19 pandemic and carbon footprint management.

This research paper assesses the demand for remittance-linked insurance products (RLIPs) among migrants in South Africa sending money to Ghana, Malawi, and Zimbabwe. It finds that while senders are highly concerned about health, death, and education costs for themselves and their families, they rely almost exclusively on informal coping mechanisms and savings. The study highlights a significant trust gap in formal financial services, particularly among Ghanaian senders, and recommends that RLIPs be designed with small, discretionary premiums, clear terms, and a strong link to the wellbeing of the receivers.

This fact sheet presents highlights from the endline survey of the Financial Inclusion for Refugees Project (FI4R), conducted by FSD Uganda and FSD Africa. The project aimed to support financial service providers in offering services to refugees and host communities in Uganda, utilizing financial diaries to track livelihood strategies and the impact of new financial products between Q1 2020 (baseline) and Q4 2021 (endline).

The Ethiopia Industrial Parks Jobs Protection Facility was an emergency funding initiative managed by FSD Africa to mitigate the impact of COVID-19 on Ethiopia's textile and garment manufacturing sector. The facility provided wage and innovation incentives to 24 factories, supporting over 31,000 workers and encouraging business pivots, such as the production of PPE, to maintain operational viability and workforce retention.

The FSD Africa Impact Report 2022 details the agency's efforts to transform financial markets in Africa, specifically through its 2021–2025 green strategy. The report highlights the mobilization of £1.9 billion in long-term capital for sectors like housing and energy, the issuance of pioneering gender bonds, and the development of climate-resilient financial infrastructure to address the continent's vulnerability to climate change and economic shocks.

The FSD Africa Impact Report (2022) is an executive summary detailing the organization's performance under a strategy revised in early 2021. It highlights efforts to transform African financial markets through green bonds, local currency bond funds, climate resilience ventures, and natural capital initiatives, while also reporting on gender inclusivity and COVID-19 response measures.

This case study describes the Youth Enterprise Grant (YEG), a pilot project by FSD Africa and GiveDirectly that provided smartphones and financial grants to 1,000 youth in the Mathare slum of Nairobi to evaluate the impact of digital technology on livelihoods and business skills.

The FSD Africa Code of Conduct (Version 4.0), updated on 14 September 2021, establishes the ethical standards and professional behavior required of all personnel associated with the organization. It defines the scope of application, management and employee responsibilities, and specific standards regarding integrity, conflict of interest, and safeguarding.

This report details the results of the third round of financial diaries conducted by BFA Global for the Financial Inclusion for Refugees (FI4R) project in Uganda. The study tracks the financial strategies of refugees in the Bidi Bidi, Palorinya, and Nakivale settlements, focusing on the impact of COVID-19 on income and the potential for digitizing savings group products through partners like VisionFund Uganda, Rural Finance Initiative (RUFI), and Equity Bank Uganda Limited.

This document outlines the Website Terms and Conditions and the Website Privacy Policy for Financial Sector Deepening Africa (FSD Africa), effective August 2021. It defines the rules for accessing the website (www.fsdafrica.org), the management of intellectual property, limitations of liability, and the protocols for collecting, processing, and storing user data.

This report evaluates the Youth Enterprise Grants (YEG) pilot project in Mathare, Nairobi, which provided approximately $1,200 in cash grants and a smartphone to 1,018 youth (aged 18-35). The project tested whether these tools could improve economic outcomes for urban youth in informal settlements, comparing lump sum (LS) and monthly payment (MP) models. Key findings indicate a significant shift toward self-employment, improved financial resilience—even during the Covid-19 pandemic—and a high feasibility of mobile money transfers in slum environments, though the impact of specific business-skill apps was limited.

This report analyzes the opportunities and barriers to digitizing humanitarian and social protection cash transfers in Nigeria. It identifies a bank-led market where most payments are still delivered via over-the-counter cash collection or restricted e-vouchers. The study highlights regulatory hurdles, such as agent e-float limits and high USSD costs, alongside low recipient digital literacy and infrastructure gaps, while proposing a segmentation-based approach to transition ready recipients toward permanent digital wallets.