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This report by FSD Africa and McKinsey Sustainability presents a nature stress test for the banking systems of Ghana, Mauritius, Morocco, Rwanda, and Zambia. It evaluates how nature-related physical and transition risks impact real economy profits and subsequent credit losses for financial institutions across three scenarios: current policies, a disorderly transition, and an orderly transition aligned with the Global Biodiversity Framework (GBF). The findings highlight that while portfolio-level risks may appear moderate, they are heavily concentrated in priority sectors like agriculture and mining, where unweighted losses can be severe. The report argues that a coordinated, orderly transition can significantly mitigate these financial risks and provide macroeconomic benefits.

This report by Boston Consulting Group (BCG), the Global Resilience Partnership, and USAID outlines the business case for private sector investment in climate adaptation and resilience. It identifies three primary opportunities: 'Protecting' existing assets and supply chains, 'Growing' the market for adaptation solutions, and 'Participating' in public sector implementation. The analysis emphasizes that adaptation is no longer a theoretical risk but a business imperative, particularly in emerging markets and developing economies (EMDEs), where investments often yield high benefit-to-cost ratios.

This white paper by the Climate Policy Initiative examines the exposure of the Indian financial sector to climate-related risks and outlines a pathway for integration and product innovation. It highlights the vulnerability of India's economy to climate change, the current gaps in risk management and data within the banking, insurance, and capital markets, and provides a framework for implementing climate stress tests and disclosures aligned with international standards like the TCFD.

This policy brief by Transforma (CCADI) provides guidelines for creating a roadmap to develop a climate-smart financial sector in Colombia. It argues that while Colombia has addressed acute physical risks and the redirection of capital toward mitigation, it lacks a systemic governance framework to manage chronic physical risks and transition risks. The document proposes a four-component framework—institutional coordination, risk management, financial instruments, and monitoring—to align the financial sector with Colombia's 2050 carbon neutrality goal.