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HOW TO SCALE HOME ENERGY FINANCING PRODUCTS
The document analyzes the U.S. home energy financing landscape, distinguishing between traditional lenders (e.g., FHA, Fannie Mae) and nontraditional options (e.g., PACE, on-bill financing). It argues that consumer choice is driven more by the timing of improvements and ease of origination than by interest rates or terms. Key barriers include manual underwriting for traditional products and a lack of standardization and securitization for nontraditional products. The brief recommends automating underwriting for traditional lenders and creating standardized, poolable programs for nontraditional financing to enable scaling.
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Document type: Briefing
Health Risks in Pennsylvania from Oil and Gas Air Pollution
The document details the health impacts of oil and gas air pollution in Pennsylvania, highlighting that 1.5 million people and over 1,300 schools are located within a half-mile of active operations. It reports that residents in eight counties around Pittsburgh face cancer risks exceeding EPA levels of concern and that over 30,000 children in the state suffer annual asthma attacks due to industry-linked ozone.
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Document type: Fact sheet
catf_pub_healtheffectsbystate-e416079bafb9fd4d.pdf
The report details how the US oil and gas industry emits methane, toxic air pollutants (such as benzene, formaldehyde, and acetaldehyde), and ozone precursors that cause cancer and respiratory illnesses. It provides state-specific data for Arizona, Colorado, Indiana, North Dakota, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, and West Virginia, highlighting that ozone pollution travels across state borders, affecting residents even in states with little to no local industry activity. The document emphasizes the vulnerability of children and low-income communities and argues for the necessity of strong federal standards from the EPA and the Bureau of Land Management to protect public health.
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Document type: Report
Preserving Scientific Integrity in Federal Policymaking
The report examines the systemic challenges to scientific integrity in the US federal government, contrasting the widespread suppression of science during the George W. Bush administration with the partial progress made under Barack Obama. It argues that while the Obama administration established scientific integrity policies and improved morale, significant gaps remained in implementation, transparency, and the prevention of political interference in rulemaking. The document provides a framework and specific recommendations for the Trump administration to protect independent science, increase government transparency, and enhance public participation to ensure evidence-based decisionmaking.
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Document type: Report
UCS State Green Banks Analysis
The document details a spreadsheet model designed to quantify the effects of hypothetical green banks in Maine, New Hampshire, and Vermont from 2017 to 2031. It outlines the financial assumptions, including initial capitalization based on New York's per-capita rates, a 5% borrower interest rate, and a 5:1 private-sector leverage ratio. The methodology explains how funds are allocated across energy efficiency, solar photovoltaics, and community wind, and how these investments are translated into installed capacity, electricity savings, and avoided carbon emissions using data from NREL, ACEEE, and the EPA.
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Document type: Research paper
FACT SHEET Green Banks: Transforming Clean Energy Finance in Maine
The Union of Concerned Scientists proposes that Maine establish a green bank to catalyze private-sector investment in clean energy. An analysis suggests that an initial public capitalization of $14 million could leverage $300 million in total investment over 15 years. This initiative would support 70 MW of new solar and wind capacity, save homes and businesses $33 million annually on electricity bills through efficiency, and reduce carbon dioxide emissions by nearly 176,000 tons by 2031. The document identifies Efficiency Maine, the Finance Authority of Maine, and the Maine Technology Institute as potential hosts for the bank and outlines financial tools such as credit enhancements, warehousing, and direct lending to drive market transformation.
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Document type: Fact sheet
Financing Clean Energy: A Powerful Tool for Driving Investment in New Hampshire’s Economy
The Union of Concerned Scientists proposes that New Hampshire establish a clean energy finance authority to leverage public funds for private investment. An analysis suggests that an initial $14 million capitalization could drive $300 million in total investment over 15 years, resulting in 70 MW of new solar and wind capacity, $40.3 million in annual electricity bill savings, and a reduction of 222,900 tons of carbon dioxide emissions by 2031.
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Document type: Fact sheet
Financing Clean Energy: A Powerful Tool for Driving Investment in Vermont’s Economy
The Union of Concerned Scientists (UCS) proposes that Vermont could leverage an initial $7 million public investment into $148 million of total clean energy investment over 15 years. This expanded financing capacity would support nearly 50 MW of new solar and wind power, save homes and businesses $14.6 million annually on electricity bills, and reduce carbon dioxide emissions by over 111,500 tons by 2031. The report details existing Vermont programs—such as Efficiency Vermont, PACE financing, and the Clean Energy Development Fund—and suggests a more comprehensive, coordinated public-private financing initiative to meet the state's long-term goal of 90% renewable energy and efficiency by 2050.
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Document type: Fact sheet
Gasping for Breath
The report estimates that oil and gas emissions will cause over 750,000 summertime asthma attacks in children under 18 across the U.S. in 2025. It identifies volatile organic compounds (VOCs) and nitrogen oxides (NOx) as the primary precursors to this ozone smog, noting that pollution travels far downwind to affect all 48 contiguous states. The analysis highlights Texas, Oklahoma, Colorado, and Pennsylvania as states with the highest number of asthma attacks. To mitigate these effects, the report recommends implementing leak detection and repair (LDAR) programs, replacing high-emitting pneumatic equipment, and using vapor recovery units on storage tanks.
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Document type: Report
The Benefits of Clean Car Standards in Pennsylvania
The document assesses the impact of the US National Program's fuel efficiency and emissions standards on Pennsylvania, highlighting reductions in global warming emissions, oil consumption, and consumer costs. It argues that maintaining these standards through 2025 is essential for the state to meet its climate goals and stimulate economic growth through job creation and increased GDP.
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Document type: Fact sheet
The Benefits of Clean Car Standards in the Northeast
The National Program for fuel efficiency and emissions standards is critical for the Northeast, where passenger vehicles account for over 25% of regional emissions. The program has already reduced oil consumption by 1.3 billion gallons since 2011 and is projected to lower global warming pollution by 75 million metric tons per year by 2030. Economically, it is estimated to save the average Northeast household over $2,400 annually by 2030 and create more than 125,000 regional jobs.
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Document type: Fact sheet
Fossil Fumes
The report finds that 238 US counties in 21 states face cancer risks exceeding the EPA's 1-in-a-million threshold due to oil and gas emissions, affecting over 9 million people. Key pollutants identified include benzene, formaldehyde, and ethylbenzene, with the highest risks concentrated in states with significant infrastructure like Texas, Louisiana, Oklahoma, North Dakota, Pennsylvania, and Colorado. The analysis highlights that NATA likely underestimates total health impacts by excluding particulate matter, ozone, and water contamination. To mitigate these risks, the report recommends implementing leak detection and repair (LDAR) programs, replacing high-emitting pneumatic equipment, and installing vapor recovery units on storage tanks.
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Document type: Report
Electric Vehicle Survey Methodology and Assumptions
The survey found that approximately 43-44% of households in California and the Northeast are technically suitable for current plug-in hybrid electric vehicles (PHEVs) based on parking, hauling, and passenger needs. Consumer interest in EVs is higher in California, where 54.63% are likely to consider one for their next vehicle, compared to 34.86% in the Northeast. The most cited barrier to ownership is the purchase price, and the most desired policy is a tax credit or rebate. While there is strong agreement that EVs reduce climate emissions, awareness of specific government and utility incentives remains low.
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Document type: Report
pennsylvania_cpp_letter_3.2.16-aac3896910652a05.pdf
A coalition of organizations advocates for the use of energy efficiency measures in Pennsylvania to meet Clean Power Plan compliance limits, arguing that such policies would save residents $4.7 billion and avoid over 20 million tons of carbon dioxide emissions.
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Document type: Statement
Preventing an American Fukushima
Five years after the Fukushima disaster, the Union of Concerned Scientists argues that the US Nuclear Regulatory Commission (NRC) has failed to implement critical safety upgrades, often favoring industry-led voluntary initiatives over enforceable regulations. The report highlights significant gaps in the 'FLEX' emergency equipment program, the rejection of a comprehensive new regulatory framework, and the failure to mandate filtered containment vents or expedited spent fuel transfer, leaving US nuclear plants vulnerable to beyond-design-basis events.
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Document type: Report
Despite Stay, America’s Economy and Climate Need the Clean Power Plan
The World Resources Institute asserts that the U.S. Supreme Court's pause on the Clean Power Plan (CPP) is a temporary measure and that the policy remains legally sound and economically beneficial. The CPP is identified as a critical tool for the U.S. to meet its goal of reducing emissions 26-28 percent below 2005 levels by 2025. According to EPA estimates, the plan's health and economic benefits, valued between $25 billion and $65 billion, significantly outweigh the compliance costs of $7 billion to $9 billion. The document notes that many states, including Virginia, Pennsylvania, Michigan, and Missouri, are already positioned to meet or exceed their targets through existing clean energy policies and infrastructure. Furthermore, it highlights a broader trend of climate action among U.S. cities, such as New York and Chicago, and major corporations like Walmart and Microsoft, while urging global adherence to the Paris Agreement.
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Document type: Statement
Meeting Clean Power Plan Pennsylvania
The document outlines a 'Clean Path Case' for Pennsylvania to reduce CO2 emissions by 29 million tons by 2030. It argues that prioritizing wind, solar, and energy efficiency, combined with a mass-based emissions trading program, would generate billions in capital investments and health benefits while ensuring grid reliability via the PJM Interconnection.
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Document type: Policy brief
The Stage is Set for the Obama Administration’s Last Act on Climate
The Obama Administration set a goal to reduce methane emissions from the oil and gas sector by 40-45% from 2012 levels by 2025. While the EPA proposed standards for new and modified sources, it has failed to address existing sources, which a 2014 ICF International study predicts will represent 90% of the sector's total methane emissions in 2018. Analysis by CATF and the Rhodium Group indicates that voluntary industry programs are insufficient to bridge the 'methane emissions gap', as even 100% participation would leave a gap of 54 million metric tons of CO2e. The author asserts that nationwide standards on existing oil and gas equipment would reduce emissions by 77 million metric tons of CO2e, sufficient to meet the Administration's goal.
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Document type: Statement
Meeting the Clean Power Plan in Pennsylvania
The Union of Concerned Scientists proposes a "Clean Path Case" for Pennsylvania to meet its Clean Power Plan target of reducing emissions by 29 million tons (24% below 2012 levels) by 2030. This pathway combines a mass-based carbon emissions trading program with strengthened renewable energy and energy efficiency policies. The analysis indicates that this approach would yield over 10,700 MW of new wind and solar capacity, generate $804 million in average annual revenue from carbon allowance auctions, and provide $4.5 billion in cumulative health and economic benefits through 2030. Long-term, the plan is projected to reduce typical residential electricity bills by 3.4% by 2030 compared to a reference case with no new policies.
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Document type: Fact sheet
Meeting the Clean Power Plan Technical Appendix
The Union of Concerned Scientists (UCS) utilized the National Renewable Energy Laboratory's (NREL) Regional Energy Deployment System (ReEDS) to assess the Clean Power Plan. The analysis incorporates modified cost and performance assumptions for various energy technologies, including a rejection of EIA 'learning' curves for mature technologies and specific adjustments for nuclear, coal, and renewables. The study compares four scenarios: a Reference Case, a CPP National Trading Case, a CPP No Trading Case, and a 'Clean Path' Case involving enhanced state-level policies in Illinois, Michigan, Minnesota, New Mexico, Pennsylvania, and Virginia.
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Document type: Report