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The report details how Securus Technologies, under the ownership of Platinum Equity, extracts high fees from incarcerated individuals and their families for phone calls, money transfers, and e-messaging. It highlights the disproportionate impact on women of color and low-income communities, noting that one in three families go into debt to cover these costs. The document also outlines regulatory risks, including FCC fines and legislative efforts to make prison calls free, as well as severe privacy breaches involving the recording of attorney-client privileged calls and the use of biometric voice prints.

The Wood River Power Station in East Alton, Illinois, retired in 2016, leaving behind hazardous coal ash ponds that pose risks to groundwater and human life. Despite these dangers, the site's existing utility infrastructure makes it a viable candidate for a 46 megawatt solar farm and 10 megawatts of storage, which could support local economic development and leverage the Future Energy Jobs Act.

The Rocky Mountain Institute (RMI) criticizes the Federal Housing Administration's (FHA) decision to cease insuring mortgages on homes with property assessed clean energy (PACE) loans. RMI argues that the FHA's concerns regarding consumer protection and default risk are misguided, as data suggests energy-efficient homes have lower default rates than inefficient ones. The document asserts that PACE provides a critical financing mechanism for energy and water efficiency retrofits that traditional loans do not fulfill, and that removing it may push homeowners toward riskier high-interest credit options.

The report details Fortress Investment Group's ownership and funding of several high-interest lending entities. It describes OneMain Financial as the largest subprime consumer lender in the US, noting its use of ancillary insurance products and lobbying efforts to relax state lending restrictions. The text also covers Fortress's $150 million debt financing for ZestFinance, which operates Spotloan using a tribal partnership to bypass state usury laws, and its AUS$100 million facility for Australia's Cash Converters, a firm facing multiple class action lawsuits over fees. Additionally, it notes a $3.28 million CFPB penalty against Fortress-owned Security National Automotive Acceptance Corp for illegal debt collection practices targeting US servicemembers.

The document details the acquisition of Curo Financial Technologies by FFL Partners and highlights the predatory lending practices of its brands, Speedy Cash and Rapid Cash. It cites high annual percentage rates of up to 729%, regulatory sanctions in California for excess fee collection, and a high volume of lawsuits filed against customers in Missouri.

The briefing presents a business case for applying R-PACE financing to new residential construction to achieve net-zero energy (NZE) goals. It identifies key market barriers—such as high up-front costs and split incentives between builders and buyers—and proposes a policy framework to integrate R-PACE into new builds. RMI's analysis across six U.S. states suggests that NZE homes can be delivered with no additional up-front cost to the buyer, providing annual energy savings that exceed the PACE assessment payments.

The document argues that federal fuel economy and global warming emissions standards provide significant financial and environmental advantages to Missouri. It highlights that the state has already saved $690 million and projects that the average Missouri household will be $2,600 richer by 2030 due to gas savings. Additionally, the standards are expected to create 13,500 new jobs in the state and eliminate emissions equivalent to more than those required to provide electricity to Springfield.

The document analyzes the U.S. home energy financing landscape, distinguishing between traditional lenders (e.g., FHA, Fannie Mae) and nontraditional options (e.g., PACE, on-bill financing). It argues that consumer choice is driven more by the timing of improvements and ease of origination than by interest rates or terms. Key barriers include manual underwriting for traditional products and a lack of standardization and securitization for nontraditional products. The brief recommends automating underwriting for traditional lenders and creating standardized, poolable programs for nontraditional financing to enable scaling.

The World Resources Institute asserts that the U.S. Supreme Court's pause on the Clean Power Plan (CPP) is a temporary measure and that the policy remains legally sound and economically beneficial. The CPP is identified as a critical tool for the U.S. to meet its goal of reducing emissions 26-28 percent below 2005 levels by 2025. According to EPA estimates, the plan's health and economic benefits, valued between $25 billion and $65 billion, significantly outweigh the compliance costs of $7 billion to $9 billion. The document notes that many states, including Virginia, Pennsylvania, Michigan, and Missouri, are already positioned to meet or exceed their targets through existing clean energy policies and infrastructure. Furthermore, it highlights a broader trend of climate action among U.S. cities, such as New York and Chicago, and major corporations like Walmart and Microsoft, while urging global adherence to the Paris Agreement.

Missouri is required to reduce power sector emissions by 29 percent below 2012 levels by 2030 under the Clean Power Plan. WRI analysis indicates the state can achieve 90 percent of this target by implementing existing clean energy policies and improving the efficiency of existing natural gas and coal plants. By further expanding its renewable energy standard to 20 percent of electricity sales by 2030, Missouri could reduce emissions by 34 percent below 2012 levels, exceeding the target by 17 percent. These actions could provide economic benefits, including over $6 billion in energy bill savings and $20 million annually from selling surplus carbon credits between 2022 and 2030.

A coalition of 290 organizations and individuals opposes H.R. 1734, asserting that the bill would weaken the U.S. Environmental Protection Agency's (EPA) 2014 coal ash rule. The signatories argue the legislation would delay health protections, eliminate public access to information, and remove national standards for drinking water protection, thereby increasing risks to vulnerable communities and the environment.

WRI analysis indicates Missouri can reduce its power generation carbon-intensity by 21% by 2020 and 31% by 2030 relative to 2012 levels. While coal provided 79% of generation in 2012 and emissions are projected to rise 12% by 2030 if demand growth is met with fossil fuels, the state can achieve 70% of its EPA target through energy efficiency, renewable energy expansion, combined heat and power, increased natural gas usage, and coal plant efficiency upgrades. Further targets could be met by increasing efficiency goals to 2% of sales from 2015 and raising the renewable standard to 20% by 2030. These transitions are framed as economic opportunities, with potential for billions in consumer savings and thousands of new jobs.

The Union of Concerned Scientists proposes a transition from industrial agriculture to 'healthy farms' based on agro-ecological principles. The brief identifies four key strategies: adopting a landscape approach to biodiversity, increasing crop rotation diversity, reintegrating livestock and crops, and expanding the use of cover crops. It argues that these methods can maintain high yields and profits while reducing reliance on synthetic fertilizers and pesticides, mitigating pollution, and enhancing soil fertility. The document concludes that this transition requires systemic policy changes, including increased financial incentives, expanded technical assistance, and more publicly funded research into sustainable practices.

The brief highlights the role of the 2008 Farm Bill in stimulating the U.S. biofuels industry and reducing oil dependence. It details specific programs like the Biomass Crop Assistance Program (BCAP) and the Biorefinery Assistance Program, noting that while initial investments of less than $2 billion have shown promise, significant further investment is required to meet Renewable Fuel Standard (RFS) targets for 2022. The author emphasizes that shifting to biofuels can improve energy security, support rural economic development, and mitigate climate change.

The document examines 60 years of summer weather data in the US Midwest, finding that hot and humid air masses are becoming more frequent while cooler air masses are declining. Analysis of both large cities and smaller rural counterparts suggests these trends are driven by broader climate change rather than solely by urban heat island effects, with nighttime temperatures warming faster than daytime temperatures.

The research paper evaluates four types of cost limits—alternative compliance payments, contract price caps, retail rate/revenue impact caps, and renewable energy fund caps—across several U.S. states. It finds that while cost limits can insure against unacceptably high costs, they often create market uncertainty, may act as price floors rather than ceilings, and can conflict with renewable energy targets if not aligned with expected costs. For California, the author recommends avoiding public contract-level benchmarks, ensuring the limit is consistent with expected RPS costs, and implementing a simple, clearly defined mechanism with a predictable review process.

The report analyzes 15 significant safety-related 'near-misses' at U.S. nuclear plants in 2011, arguing that many resulted from owners tolerating known safety problems. While it highlights successful NRC interventions at the Fort Calhoun, Hatch, and LaSalle plants, it criticizes the agency for allowing 47 reactors to operate in violation of fire-protection regulations and 27 reactors to operate with deficient seismic protection. The author contends that the NRC often focuses on fixing individual equipment failures rather than addressing the systemic weaknesses in owners' testing and inspection regimes.

The report finds that U.S. thermoelectric power plants withdrew between 60 billion and 170 billion gallons of freshwater daily in 2008, with coal plants accounting for the majority of this use. It identifies significant regional disparities in water intensity, noting that plants in the East generally withdraw more water due to a higher prevalence of once-through cooling. The analysis reveals that power plants contributed to water-supply stress in 20% of the 400 stressed watersheds identified. Furthermore, the report highlights critical gaps and inaccuracies in U.S. Energy Information Administration (EIA) data, including the total absence of reporting from the nuclear fleet. It argues that climate change and population growth will exacerbate these stresses, urging a shift toward low-water cooling technologies and low-carbon energy sources to ensure grid reliability and ecosystem health.

The report finds that U.S. power plants withdraw massive volumes of freshwater, with coal and nuclear plants being the most water-intensive. This demand contributes to water-supply stress in hundreds of watersheds and is exacerbated by droughts and heat waves. The authors highlight significant gaps and inaccuracies in EIA reporting and advocate for 'water-smart' energy choices, such as dry cooling and low-water renewables, to ensure energy reliability and water security.

The document presents data on the freshwater requirements of U.S. power plants, highlighting that coal and nuclear power are the primary consumers of freshwater for cooling. It details the distribution of cooling systems across the U.S. and identifies specific watersheds where power plant water use significantly impacts the Water Stress Index (WaSSI).