Quem Fica de Fora do Pronaf?

The report analyzes inequalities in access to Pronaf credit among Brazilian family farmers, identifying technical assistance (ATER) and cooperatives as key drivers of access. It highlights a stark regional divide, with the South region having significantly higher access than the North and Northeast. The study argues that credit alone is insufficient for climate adaptation and calls for increased investment in ATER, which has seen a downward trend in federal spending, to ensure a just and sustainable agricultural transition.

• There is a significant regional disparity in access to Pronaf credit; in the South region, an average of 21% of family farmers in each municipality access the program, compared to approximately 5% in the Northeast and 4% in the North.
• Technical assistance and rural extension (ATER) and membership in cooperatives are the primary determinants for increasing Pronaf access. ATER is the most relevant factor for the North and Northeast regions, while cooperatives are most impactful in the Southeast and Center-West.
• Gender inequalities persist in credit access; only about 13% of Pronaf loans were directed to properties managed by women, despite women leading 20% of family properties. On average, female-led rural establishments access Pronaf 16 percentage points less than those led by men.
• Federal spending on ATER has shown a downward trend in real terms. For the 2025/2026 Harvest Plan, only R$ 240 million was allocated to ATER, a value lower than in previous years.
• Access to Pronaf is hindered by extensive documentation requirements, including the Family Agriculture Registry (CAF), environmental registries (CAR), and land ownership documents, which can disadvantage farmers with little history of banking.
• The government allocated R$ 78.2 billion to Pronaf in the 2025/2026 Harvest Plan, with over R$ 8.26 billion in subsidies, yet this funding is spatially concentrated and fails to reach a large portion of family farmers.

APA

Leal, A., Assunção, J., & Hoover, N. (2026). Quem Fica de Fora do Pronaf? Climate Policy Initiative. https://www.climatepolicyinitiative.org/wp-content/uploads/2026/04/Quem-Fica-de-Fora-do-Pronaf.pdf

Chicago

Leal, Alan, Juliano Assunção, and Natalie Hoover. Quem Fica de Fora do Pronaf? Climate Policy Initiative, 2026. https://www.climatepolicyinitiative.org/wp-content/uploads/2026/04/Quem-Fica-de-Fora-do-Pronaf.pdf.

Wikipedia

{{cite report |last1=Leal |first1=Alan |last2=Assunção |first2=Juliano |last3=Hoover |first3=Natalie |title=Quem Fica de Fora do Pronaf? |publisher=Climate Policy Initiative |date=March 2026 |url=https://www.climatepolicyinitiative.org/wp-content/uploads/2026/04/Quem-Fica-de-Fora-do-Pronaf.pdf |access-date=17 August 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{leal2026quem, author = {Leal, Alan and Assunção, Juliano and Hoover, Natalie}, title = {{Quem Fica de Fora do Pronaf?}}, institution = {Climate Policy Initiative}, year = {2026}, month = mar, url = {https://www.climatepolicyinitiative.org/wp-content/uploads/2026/04/Quem-Fica-de-Fora-do-Pronaf.pdf}, urldate = {2026-08-17}, note = {Indexed by Climate Insights Directory} }