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This policy brief by the Climate Policy Initiative (CPI) and the Núcleo de Avaliação de Políticas Climáticas da PUC-Rio (NAPC), in partnership with the Banco Central do Brasil (Bacen), analyzes the distribution channels of rural credit in Brazil. The document argues that the current design of rural credit policy and its distribution through banks and cooperatives create artificial fluctuations and uncertainties for producers, as access to financing is often determined by the geographic presence of financial institutions rather than local agricultural potential.

The report evaluates Brazil's energy safety nets, finding that while Luz para Todos has nearly achieved universal rural electricity access and Tarifa Social supports basic consumption for the poorest, both require modifications to support higher energy needs. Bolsa Família's support for LPG is deemed inadequate due to non-earmarked funds and rising fuel costs, leading to a recent increase in traditional biomass use for cooking.