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The study uses geospatial and quantitative analysis in Windsor, Ontario, to demonstrate that combining flood hazard exposure with a neighbourhood deprivation index reveals 'hot spots' of risk that traditional physical assessments miss. It finds that marginalized and racialized populations, particularly Black households, are disproportionately exposed to pluvial (surface water) flooding, while no such significant disparity was found for fluvial (riverine) flooding. The authors argue that integrating socioeconomic vulnerability into risk management allows for more equitable allocation of resources and targeted social programs to reduce overall vulnerability.