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This report analyzes the financial and regulatory landscape for green buildings in Indonesia, identifying significant barriers to scaling investment. It highlights a gap between national regulations and city-level implementation, noting that residential buildings—the largest energy consumers—are not mandated to follow green standards. Through a deep dive into Semarang, the report demonstrates that combining building material retrofits with high-efficiency cooling systems can reduce energy use by 32% to 44%, though meeting these mandates requires substantial investment.