Gender Analysis and Assessment

The report assesses gender inequalities in Tanzania, specifically within the agriculture sector, identifying four primary barriers for women: land ownership, labor access, technical/technological gaps, and financial constraints. It reviews national and international policy frameworks and proposes how the TACATDP project will address these barriers through adaptation credits, guarantee support, and technical assistance.

• Tanzania has established a comprehensive legal and policy framework for gender, including the ratification of the Convention on the Elimination of All Forms of Discrimination against Women (1979) and the Beijing Platform for Action (1995), as well as national policies like the Women and Gender Development Policy (2000) and the National Strategy for Gender Development (2008).
• Despite national policies, gender inequalities persist in Tanzania, with women facing higher unemployment rates and lower incomes than men. The Gender Development Index is 0.948 and the Gender Inequalities Index is 0.556.
• Women in the agriculture sector experience lower productivity and higher vulnerability due to four main barriers: land ownership, labor access, technical/technological barriers, and financial barriers. The annual cost of the gender gap in agricultural productivity is estimated at $105 million.
• Land ownership is heavily skewed toward men, who make up 73% of landholders compared to 27% for women. Women typically hold smaller, lower-quality plots (averaging 0.6 hectares versus 1 hectare for men) and often lack secure property rights due to customary tenure norms.
• Labor access is unbalanced as women perform significant unpaid care and domestic work, and often provide unpaid labor on their husbands' plots. The inability to acquire adequate male family labor accounts for 97.3% of the gender gap in agricultural productivity, approximately US$102 million.
• Women face significant technical and technological barriers, including limited access to mechanical irrigation, pesticides, and fertilizers. 92% of women's plots are irrigated by flooding, compared to 63% for men.
• Financial barriers are severe for women, who earn lower incomes and lack the formal property rights required for bank collateral. CRDB Bank has attempted to mitigate this through the Malkia Account, which offers reduced lending interest rates of 14% compared to the previous 24%.
• The TACATDP project aims to address these gender barriers through three main components: adaptation credits to increase financial inclusion for smallholders, a guarantee facility to alleviate collateral requirements, and technical assistance to provide training and climate-resilient tools.

APA

Green Climate Fund (2021). Gender Analysis and Assessment. https://www.greenclimate.fund/sites/default/files/document/fp179-gender-assessment.pdf

Chicago

Green Climate Fund. Gender Analysis and Assessment. 2021. https://www.greenclimate.fund/sites/default/files/document/fp179-gender-assessment.pdf.

Wikipedia

{{cite report |author=Green Climate Fund |title=Gender Analysis and Assessment |date=March 2021 |url=https://www.greenclimate.fund/sites/default/files/document/fp179-gender-assessment.pdf |access-date=23 October 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{greenclimatefund2021gender, author = {{Green Climate Fund}}, title = {{Gender Analysis and Assessment}}, institution = {Green Climate Fund}, year = {2021}, month = mar, url = {https://www.greenclimate.fund/sites/default/files/document/fp179-gender-assessment.pdf}, urldate = {2026-10-23}, note = {Indexed by Climate Insights Directory} }