Risk, Remittances and Integrity (RRI) Programme

The Risk, Remittances and Integrity (RRI) programme is a five-year partnership between FSD Africa and Cenfri aimed at strengthening the financial sector in sub-Saharan Africa. The programme operates through three primary streams: Risk Management, which focuses on developing inclusive insurance markets; Remittances, which seeks to reduce costs and increase the flow of funds for resilience and investment; and Integrity, which addresses illicit financial flows and the impact of AML/CFT regulations on financial inclusion.

• The RRI programme identifies three primary constraints hindering inclusive growth in sub-Saharan African financial sectors: insurance markets that fail to manage risk at scale, formal remittances that remain "inaccessible, unaffordable or inconvenient" despite fintech innovation, and AML/CFT regulations that limit financial service access for adults while having a "negligible impact on wholesale illicit flows".
• The Risk Management stream aims to catalyze insurance market development and broaden the global discourse on inclusive insurance to strengthen household risk management and enhance investment through capital mobilization.
• The Remittances stream focuses on reducing costs and increasing customer value by addressing barriers in key corridors, leveraging technology to move from cash to digital, and enhancing payment regulatory frameworks to support cross-border trade and investment.
• The Integrity stream seeks to mitigate financial exclusion caused by misdirected AML/CFT compliance by supporting a risk-based approach and developing frameworks to understand the relationship between illicit financial flows and growth.

APA

FSD Africa (2017). Risk, Remittances and Integrity (RRI) Programme. https://fsdafrica.org/wp-content/uploads/2025/05/2018.01.16_RRI-brochure-Nov.-2017_digital-version-for-review.pdf

Chicago

FSD Africa. Risk, Remittances and Integrity (RRI) Programme. 2017. https://fsdafrica.org/wp-content/uploads/2025/05/2018.01.16_RRI-brochure-Nov.-2017_digital-version-for-review.pdf.

Wikipedia

{{cite report |author=FSD Africa |title=Risk, Remittances and Integrity (RRI) Programme |date=November 2017 |url=https://fsdafrica.org/wp-content/uploads/2025/05/2018.01.16_RRI-brochure-Nov.-2017_digital-version-for-review.pdf |access-date=23 October 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{fsdafrica2017risk, author = {{FSD Africa}}, title = {{Risk, Remittances and Integrity (RRI) Programme}}, institution = {FSD Africa}, year = {2017}, month = nov, url = {https://fsdafrica.org/wp-content/uploads/2025/05/2018.01.16_RRI-brochure-Nov.-2017_digital-version-for-review.pdf}, urldate = {2026-10-23}, note = {Indexed by Climate Insights Directory} }