DESAFIOS FINANCEIROS E PROPOSTAS PARA PRODUÇÃO SUSTENTÁVEL NO BRASIL

The report argues that Brazil can align economic growth with natural resource protection by intensifying production on underutilized pasture lands. It identifies three main directives for reform: improving risk management tools (insurance and derivatives), aligning rural credit with the 2012 Forest Code to incentivize environmental conservation, and simplifying the complex, public-sector-dominated credit system to increase private bank participation and predictability.

• The transition from extensive livestock farming to intensified crop production increases the economic risk profile of agricultural activities, making them more susceptible to pests and climate shocks, which necessitates a shift toward risk management tools like insurance and derivatives.
• The 2012 Forest Code (Law 12.651/2012) promotes sustainable production by limiting area expansion and prioritizing productivity gains, but its implementation requires better alignment with rural credit policies to fund the restoration of native vegetation.
• Brazil's rural credit system is characterized by excessive complexity, annual planning cycles that create volatility, and a heavy reliance on public banks (Banco do Brasil, Banco da Amazônia, and Banco do Nordeste), which limits competition and efficiency.
• Current risk management instruments in Brazil are insufficient compared to the US model; for example, the Rural Insurance Premium Subsidy Program (PSR) covered only 6% of the total planted area in 2017, representing just 2.5% of national agricultural revenue.
• The Low Carbon Agriculture (ABC) program is the only Brazilian credit line explicitly linking subsidies to the provision of public goods (greenhouse gas reduction), but it remains a small fraction of total credit, with R$ 2 billion allocated for the 2018/2019 crop year out of a total of R$ 225 billion.
• The report proposes a phased reform agenda: short-term expansion of credit limits for producers complying with the Forest Code; medium-term extension of planning horizons to 3-5 years and increased private bank participation; and long-term migration of public funds from direct credit to insurance and derivatives.

APA

Assunção, J., & Souza, P. (2018). DESAFIOS FINANCEIROS E PROPOSTAS PARA PRODUÇÃO SUSTENTÁVEL NO BRASIL. Climate Policy Initiative. https://www.climatepolicyinitiative.org/wp-content/uploads/2019/02/Desafios-Financeiros-da-Produção-PT-1.pdf

Chicago

Assunção, Juliano, and Priscila Souza. DESAFIOS FINANCEIROS E PROPOSTAS PARA PRODUÇÃO SUSTENTÁVEL NO BRASIL. Climate Policy Initiative, 2018. https://www.climatepolicyinitiative.org/wp-content/uploads/2019/02/Desafios-Financeiros-da-Produção-PT-1.pdf.

Wikipedia

{{cite report |last1=Assunção |first1=Juliano |last2=Souza |first2=Priscila |title=DESAFIOS FINANCEIROS E PROPOSTAS PARA PRODUÇÃO SUSTENTÁVEL NO BRASIL |publisher=Climate Policy Initiative |date=December 2018 |url=https://www.climatepolicyinitiative.org/wp-content/uploads/2019/02/Desafios-Financeiros-da-Produção-PT-1.pdf |access-date=17 August 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{assuno2018desafios, author = {Assunção, Juliano and Souza, Priscila}, title = {{DESAFIOS FINANCEIROS E PROPOSTAS PARA PRODUÇÃO SUSTENTÁVEL NO BRASIL}}, institution = {Climate Policy Initiative}, year = {2018}, month = dec, url = {https://www.climatepolicyinitiative.org/wp-content/uploads/2019/02/Desafios-Financeiros-da-Produção-PT-1.pdf}, urldate = {2026-08-17}, note = {Indexed by Climate Insights Directory} }