Voilà - ICC - Close to Home - FR - Full layout

The Canadian Climate Institute warns that current zoning and policy gaps could lead to over 760,000 new homes being built in high-risk flood and wildfire areas by 2030, potentially costing billions in annual damages. The report argues that redirecting just 3% of planned housing (approximately 150,000 units) away from the most vulnerable areas could reduce new flood risks by nearly 80%. Key recommendations include strengthening provincial land-use regulations, updating risk maps, mandating risk disclosure in real estate transactions, and reforming disaster assistance to remove moral hazard.

• If current policies remain unchanged, Canada could see over 540,000 new homes built in flood-risk zones and over 220,000 in municipalities with high wildfire risk by 2030.
• The financial impact of building in high-risk areas is severe, with potential annual damages to new housing reaching three billion dollars, including up to two billion from floods in a pessimistic scenario and 1.1 billion from wildfires.
• A small number of high-risk developments drive the majority of potential losses; redirecting approximately 150,000 units (3% of the 2030 target) to safer land could lower the flood risk for new Canadian housing by nearly 80%.
• Current land-use policy gaps and municipal pressures to prioritize immediate housing needs over long-term safety encourage risky construction, though provinces with stricter policies, such as Ontario and Saskatchewan, show lower risks for their housing stock.
• Outdated or incomplete risk maps and the lack of mandatory risk disclosure during real estate transactions lead buyers, renters, and developers to unknowingly assume significant climate risks.
• Federal and provincial housing and infrastructure funding programs often ignore climate dangers, while disaster relief programs create a moral hazard by encouraging a reliance on post-disaster recovery rather than proactive risk avoidance.

APA

Canadian Climate Institute (n.d.). Voilà - ICC - Close to Home - FR - Full layout. https://institutclimatique.ca/wp-content/uploads/2025/02/Sommaire-executif-Risques-a-nos-portes.pdf

Chicago

Canadian Climate Institute. Voilà - ICC - Close to Home - FR - Full layout. n.d. https://institutclimatique.ca/wp-content/uploads/2025/02/Sommaire-executif-Risques-a-nos-portes.pdf.

Wikipedia

{{cite report |author=Canadian Climate Institute |title=Voilà - ICC - Close to Home - FR - Full layout |url=https://institutclimatique.ca/wp-content/uploads/2025/02/Sommaire-executif-Risques-a-nos-portes.pdf |access-date=23 October 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{canadianclimateinstitutendvoil, author = {{Canadian Climate Institute}}, title = {{Voilà - ICC - Close to Home - FR - Full layout}}, institution = {Canadian Climate Institute}, url = {https://institutclimatique.ca/wp-content/uploads/2025/02/Sommaire-executif-Risques-a-nos-portes.pdf}, urldate = {2026-10-23}, note = {Indexed by Climate Insights Directory} }