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ON-BILL FINANCING: EXPANDING ACCESS TO ENERGY EFFICIENCY, CLEAN ENERGY ADOPTION, AND ELECTRIFICATION FOR EVERYONE
This research paper examines on-bill financing as a tool to expand access to energy efficiency, clean energy, and electrification, particularly for low-to-moderate-income (LMI) households and rural communities. It highlights how specific program designs—such as tying obligations to utility meters and using payment history instead of credit scores—can overcome traditional financial barriers and address racial and income disparities in clean energy adoption.
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Document type: Research paper
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