Les 4 commandements d'une assurance-vie au service du climat

Reclaim Finance argues that current climate commitments by French life insurers contain significant gaps, noting that approximately 45% of life insurance assets bypass these engagements. The organization recommends extending investment policies to unit-linked accounts (UC) and indirect investments, leveraging influence over asset management companies, and expanding the scope of excluded fossil fuel projects to include infrastructure like LNG and pipelines.

• A significant portion of French life insurance assets remains outside the scope of climate commitments, with approximately 45% of life insurance passing through these gaps.
• Unit-linked accounts (UC) represent over 25% of life insurance in France, totaling about 500 billion euros as of late 2021, yet very few insurers apply their investment policies to these offerings.
• Indirect investments in open-ended funds represented approximately 20% of life insurance assets (356 billion euros at the end of 2020), but French life insurers have not committed to applying their policies to these investments.
• Life insurers hold significant influence over French asset managers, with approximately 28% of French funds being held by life insurers as of late 2020, representing over 450 billion euros.
• Current commitments to stop investing in new oil and gas fields are insufficient because they ignore other critical infrastructure; Reclaim Finance urges the exclusion of liquefied natural gas (LNG) projects, pipelines, and gas-fired power plants.

APA

Martin, L. (2023). Les 4 commandements d'une assurance-vie au service du climat. Reclaim Finance. https://reclaimfinance.org/site/2023/11/30/les-4-commandements-dune-assurance-vie-au-service-du-climat/

Chicago

Martin, Léo. Les 4 commandements d'une assurance-vie au service du climat. Reclaim Finance, 2023. https://reclaimfinance.org/site/2023/11/30/les-4-commandements-dune-assurance-vie-au-service-du-climat/.

Wikipedia

{{cite press release |last1=Martin |first1=Léo |title=Les 4 commandements d'une assurance-vie au service du climat |publisher=Reclaim Finance |date=30 November 2023 |url=https://reclaimfinance.org/site/2023/11/30/les-4-commandements-dune-assurance-vie-au-service-du-climat/ |access-date=23 October 2026 |via=Climate Insights Directory}}

BibTeX

@misc{martin2023les, author = {Martin, Léo}, title = {{Les 4 commandements d'une assurance-vie au service du climat}}, publisher = {Reclaim Finance}, year = {2023}, month = nov, url = {https://reclaimfinance.org/site/2023/11/30/les-4-commandements-dune-assurance-vie-au-service-du-climat/}, urldate = {2026-10-23}, note = {Indexed by Climate Insights Directory} }