Os impactos do Crédito Rural na produção agropecuária e no uso da terra

The analysis finds that rural credit for small farmers increases productivity and reduces deforestation pressures, whereas credit for large producers is associated with increased land expansion and deforestation. The document recommends prioritizing credit distribution to small producers to align subsidies with forest conservation goals.

• Rural credit for small farmers, specifically through the Pronaf program, increases both agricultural and livestock production and productivity while reducing deforestation pressures by converting pastures into cultivation areas.
• Credit provided to large producers increases production and productivity but also leads to the expansion of cultivated lands and pastures, which results in increased deforestation.
• Productivity gains are more significant for small producers than for large-scale producers; for the latter, increased efficiency in resource use actually leads to higher demand for land, a phenomenon described as the 'Jevons Paradox'.
• There is a stark difference in credit access and impact based on the legal organization of the producer: individuals (mostly small/medium) face credit constraints that the credit system helps alleviate, while corporate entities (mostly large) do not appear to face such constraints.
• The purpose of the credit influences outcomes: credit for 'custeio' (operational costs) and 'investimento' (capital expenditures) both contribute to converting pastures to cropland and increasing forest area, whereas credit for 'comercialização' (marketing/commercialization) has no relevant impact on production, productivity, or land use.
• The authors recommend that Brazilian policymakers prioritize small producers in the rural credit system to maximize agricultural output while mitigating environmental damage, suggesting that large producers can be served by non-subsidized bank credit.

APA

Assunção, J., & Souza, P. (2020). Os impactos do Crédito Rural na produção agropecuária e no uso da terra. Climate Policy Initiative. https://www.climatepolicyinitiative.org/wp-content/uploads/2020/03/PB-Impactos-Credito-Rural-1.pdf

Chicago

Assunção, Juliano, and Priscila Souza. Os impactos do Crédito Rural na produção agropecuária e no uso da terra. Climate Policy Initiative, 2020. https://www.climatepolicyinitiative.org/wp-content/uploads/2020/03/PB-Impactos-Credito-Rural-1.pdf.

Wikipedia

{{cite report |last1=Assunção |first1=Juliano |last2=Souza |first2=Priscila |title=Os impactos do Crédito Rural na produção agropecuária e no uso da terra |publisher=Climate Policy Initiative |date=March 2020 |url=https://www.climatepolicyinitiative.org/wp-content/uploads/2020/03/PB-Impactos-Credito-Rural-1.pdf |access-date=17 August 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{assuno2020impactos, author = {Assunção, Juliano and Souza, Priscila}, title = {{Os impactos do Crédito Rural na produção agropecuária e no uso da terra}}, institution = {Climate Policy Initiative}, year = {2020}, month = mar, url = {https://www.climatepolicyinitiative.org/wp-content/uploads/2020/03/PB-Impactos-Credito-Rural-1.pdf}, urldate = {2026-08-17}, note = {Indexed by Climate Insights Directory} }