O IMPACTO DO CRÉDITO RURAL NA AGRICULTURA BRASILEIRA E NO MEIO AMBIENTE

The document presents findings from the INPUT project by the Climate Policy Initiative (CPI), demonstrating that rural credit in Brazil significantly boosts agricultural productivity and municipal GDP while promoting a shift from pasture to crop land, which correlates with an increase in forested areas. It argues that rural credit can be a tool to balance economic growth with environmental protection, though it notes that the current distribution system is complex and fragmented.

• Rural credit is the primary source of funding for Brazilian agribusiness, accounting for approximately 40% of total agricultural production, which totaled about R$ 225 billion in the 2018-2019 crop year.
• Analysis of data from 2002 to 2015 indicates that a 1% increase in rural credit loans leads to specific economic gains: a 0.29% increase in municipal agricultural production, a 0.17% increase in agricultural GDP, a 0.05% increase in total municipal GDP, a 0.21% increase in agricultural productivity, and a 0.22% increase in rural worker productivity.
• Increased rural credit positively affects land use by shifting land from less productive pastures to agricultural crops and increasing forest areas. Specifically, a 1% increase in credit results in a 0.08% increase in agricultural areas, a 0.11% reduction in pasture areas, and a 0.02% increase in forest areas.
• The Brazilian rural credit system is characterized by a complex and fragmented distribution model based on a 1960s design, which creates distortions in access and financing conditions and is often determined by the geographic location of bank branches rather than agricultural potential.
• The document recommends that rural credit be used to reconcile production with conservation goals, as productivity gains do not need to be linked to area expansion, and suggests that any policy changes be introduced gradually to maintain stability for financially constrained producers.

APA

Assunção, J., & Souza, P. (2019). O IMPACTO DO CRÉDITO RURAL NA AGRICULTURA BRASILEIRA E NO MEIO AMBIENTE. Climate Policy Initiative. https://www.climatepolicyinitiative.org/wp-content/uploads/2019/04/PB-Impact-Rural-Credit-Brazilian-Agriculture-PT-17Abr-1.pdf

Chicago

Assunção, Juliano, and Priscila Souza. O IMPACTO DO CRÉDITO RURAL NA AGRICULTURA BRASILEIRA E NO MEIO AMBIENTE. Climate Policy Initiative, 2019. https://www.climatepolicyinitiative.org/wp-content/uploads/2019/04/PB-Impact-Rural-Credit-Brazilian-Agriculture-PT-17Abr-1.pdf.

Wikipedia

{{cite report |last1=Assunção |first1=Juliano |last2=Souza |first2=Priscila |title=O IMPACTO DO CRÉDITO RURAL NA AGRICULTURA BRASILEIRA E NO MEIO AMBIENTE |publisher=Climate Policy Initiative |date=March 2019 |url=https://www.climatepolicyinitiative.org/wp-content/uploads/2019/04/PB-Impact-Rural-Credit-Brazilian-Agriculture-PT-17Abr-1.pdf |access-date=17 August 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{assuno2019impacto, author = {Assunção, Juliano and Souza, Priscila}, title = {{O IMPACTO DO CRÉDITO RURAL NA AGRICULTURA BRASILEIRA E NO MEIO AMBIENTE}}, institution = {Climate Policy Initiative}, year = {2019}, month = mar, url = {https://www.climatepolicyinitiative.org/wp-content/uploads/2019/04/PB-Impact-Rural-Credit-Brazilian-Agriculture-PT-17Abr-1.pdf}, urldate = {2026-08-17}, note = {Indexed by Climate Insights Directory} }