PECULIARIDADES DO CRÉDITO RURAL NO CERRADO

This report by the Climate Policy Initiative (CPI/PUC-Rio) analyzes the characteristics of rural credit in the Brazilian Cerrado biome. It highlights a significant concentration of financial flows toward large producers and the expansion of soybean production, contrasting this with limited credit access for small and medium-sized family farmers. The study also notes a growing trend of private financing sources, although public banks continue to dominate the distribution of credit.

• The Cerrado biome's rural credit volume is proportional to its agricultural output, representing approximately one-third of both the national rural credit and national agricultural production. In the 2019/20 agricultural year, 68% of the total value of operations was directed toward crops, with soybeans accounting for 38% of the R$ 50 billion lent to agriculture in the biome.
• Rural credit in the Cerrado is more concentrated than in other Brazilian biomes. The average contract value in the Cerrado was R$ 224,000 in 2019/20, which is 181% higher than the average in other biomes. This is linked to the fact that agricultural establishments in the Cerrado are historically larger; in 2017, the average area was 154 hectares, compared to 54 hectares in other biomes.

APA

Souza, P., Intropidi, B., de Campos, G., Vogt, P., & Assunção, J. (2021). PECULIARIDADES DO CRÉDITO RURAL NO CERRADO. Climate Policy Initiative. https://www.climatepolicyinitiative.org/wp-content/uploads/2021/08/7-Peculiaridades-do-Credito-Rural-no-Cerrado.pdf

Chicago

Souza, Priscila, Barbara Intropidi, Gabriel de Campos, Pedro Vogt, and Juliano Assunção. PECULIARIDADES DO CRÉDITO RURAL NO CERRADO. Climate Policy Initiative, 2021. https://www.climatepolicyinitiative.org/wp-content/uploads/2021/08/7-Peculiaridades-do-Credito-Rural-no-Cerrado.pdf.

Wikipedia

{{cite report |last1=Souza |first1=Priscila |last2=Intropidi |first2=Barbara |last3=de Campos |first3=Gabriel |last4=Vogt |first4=Pedro |last5=Assunção |first5=Juliano |title=PECULIARIDADES DO CRÉDITO RURAL NO CERRADO |publisher=Climate Policy Initiative |date=August 2021 |url=https://www.climatepolicyinitiative.org/wp-content/uploads/2021/08/7-Peculiaridades-do-Credito-Rural-no-Cerrado.pdf |access-date=17 August 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{souza2021peculiaridades, author = {Souza, Priscila and Intropidi, Barbara and de Campos, Gabriel and Vogt, Pedro and Assunção, Juliano}, title = {{PECULIARIDADES DO CRÉDITO RURAL NO CERRADO}}, institution = {Climate Policy Initiative}, year = {2021}, month = aug, url = {https://www.climatepolicyinitiative.org/wp-content/uploads/2021/08/7-Peculiaridades-do-Credito-Rural-no-Cerrado.pdf}, urldate = {2026-08-17}, note = {Indexed by Climate Insights Directory} }