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This report explores how insurance can be integrated into urban climate resilience strategies to mitigate financial and physical risks. It argues that while insurance is underutilized, cities can act as consumers of risk-transfer products, stewards of risk-reducing policy, and conveners of stakeholders. Key barriers include a lack of technical capacity, data gaps, and the short-term nature of insurance products. The report recommends increased investment in risk assessment, the development of collaborative resilience plans with the insurance industry, and the use of concessional finance from DFIs to make insurance affordable for vulnerable urban populations.

This briefing transcript features experts from NOAA, the North Carolina Coastal Federation, Wetlands Watch, and the Florida Department of Environmental Protection discussing coastal resilience strategies in the Southeast United States. The discussion focuses on the implementation of natural infrastructure, such as living shorelines and coral reef protection, the challenges of sea level rise and nuisance flooding in Virginia, and the regulatory and financial barriers to adopting nature-based solutions over traditional hard infrastructure like bulkheads.