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This research paper by the Climate Policy Initiative (CPI/PUC-RIO) examines barriers to accessing the National Program for Strengthening Family Farming (PRONAF) in Brazil. It identifies significant regional disparities in credit access, particularly favoring the South, and highlights technical assistance (ATER) and cooperative membership as critical determinants for expanding financial inclusion among smallholder farmers.

This policy brief by the Climate Policy Initiative (CPI/PUC-Rio) analyzes inequalities in access to rural credit for family farmers in Brazil, specifically focusing on the National Plan for Family Farming (PRONAF). The report finds that credit is highly concentrated among larger family properties, producers in the South region, and those producing grains, while the smallest producers and those in the North and Northeast face significant financial constraints.

This policy brief by the Climate Policy Initiative/Pontifical Catholic University of Rio de Janeiro (CPI/PUC-Rio) analyzes inequalities in access to rural credit for family farmers in Brazil. It finds that while the National Plan for Family Farming (PRONAF) receives significant government subsidies, credit access is highly concentrated among larger properties, specific geographic regions (primarily the South), and grain production, leaving the most vulnerable small-scale producers underserved.

This briefing by the Climate Policy Initiative (CPI/PUC-Rio) and Agroicone presents proposals to integrate sustainability and climate resilience into Brazil's 2023/24 Agricultural Plan (Plano Safra). The document outlines three primary sets of recommendations: aligning rural credit rules with sustainability goals, improving agricultural risk management through insurance subsidies, and prioritizing the allocation of Constitutional Financing Funds (FCFs) for small producers and low-carbon practices.

This research paper analyzes the role of the Brazilian Development Bank (BNDES) in financing agricultural investments in Brazil. It finds that BNDES credit has grown significantly since 1995, primarily supporting crop activities (especially soy) and the acquisition of tractors and harvesting equipment. The credit is heavily concentrated in the Midwestern region and is predominantly operated by private financial agents, such as banks owned by machine manufacturers, which contrasts with the broader Brazilian rural credit market dominated by public banks.

This policy brief analyzes the role of credit cooperatives in Brazil's rural credit system, highlighting their growth during economic instability and their function as a mechanism for financial inclusion for small and medium-sized rural producers.

This policy brief by the Climate Policy Initiative analyzes the complexity and fragmentation of the National Rural Credit System (SNCR) in Brazil. It argues that the current system, based on a 1960s framework, creates artificial obstacles to credit access and inconsistent loan conditions based on geographic location, farm size, and revenue, rather than agricultural potential.

This policy brief by the Climate Policy Initiative (CPI) and the Núcleo de Avaliação de Políticas Climáticas da PUC-Rio (NAPC), in partnership with the Banco Central do Brasil (Bacen), analyzes the distribution channels of rural credit in Brazil. The document argues that the current design of rural credit policy and its distribution through banks and cooperatives create artificial fluctuations and uncertainties for producers, as access to financing is often determined by the geographic presence of financial institutions rather than local agricultural potential.

This executive summary by the Climate Policy Initiative (CPI) and the Núcleo de Avaliação de Políticas Climáticas da PUC-Rio (NAPC) examines the drivers of distributed photovoltaic (PV) generation in Brazil. Analyzing 5,563 municipalities, the study finds that demand-side factors—such as GDP, population size, and electricity tariffs—are more significant drivers of PV adoption than solar radiation levels. Consequently, regions with lower solar potential, specifically the South and Southeast, currently have higher concentrations of distributed PV units than the Northeast and Midwest.