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  • This case study describes the Green Energy Money $aver (GEM$) On-Bill Program in Hawaii, launched in April 2019 by the Hawaii Green Infrastructure Authority (HGIA). The program provides no-upfront-cost financing for clean energy improvements—such as solar PV and water heaters—for renters, low-to-moderate income households, nonprofits, and small businesses, with repayments made through monthly utility bills.

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    Regions: Hawaii
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