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  • This report analyzes the opportunities and barriers to digitizing humanitarian and social protection cash transfers in Nigeria. It identifies a bank-led market where most payments are still delivered via over-the-counter cash collection or restricted e-vouchers. The study highlights regulatory hurdles, such as agent e-float limits and high USSD costs, alongside low recipient digital literacy and infrastructure gaps, while proposing a segmentation-based approach to transition ready recipients toward permanent digital wallets.

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    This summary is written by a language model reading the source document. It is not the publisher's words and is not a substitute for the original.

    FSD Africa

    Document type: Report

    Regions: Nigeria
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