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intitle:
The document title intitle:"climate education"
ispublisher:
The publishing organization ispublisher:CAPE
insummary:
Summary and key findings insummary:"conflict of interest"
hasconcept:
Climate tags, frame/perspective and analysis type hasconcept:"Climate Justice"
geography:
Regions the document covers or discusses geography:Canada
doctype:
Document type doctype:report
lang:
Document language, as an ISO code lang:fr
cidid:
One record, by its directory id cidid:iisd-000297
Analysis TypeOpinion paper
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  • The report analyzes the cost of credit for seven financial institutions in Ghana and Zambia, identifying that operational costs are the primary driver of high credit costs. It finds that economies of scale and product portfolio composition significantly influence efficiency, while external factors like regulatory reforms in Ghana and economic slowdowns in Zambia impact the cost of risk. The study concludes that high input costs often make lending loss-making, pushing institutions toward safer government securities.

    AI-generated

    This summary is written by a language model reading the source document. It is not the publisher's words and is not a substitute for the original.

    Themes: microfinance
    FSD Africa

    Document type: Report

    Regions: GhanaZambia
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