Getting Down to Business: Enabling Action and Enhancing Credibility in Net-Zero Banking Using a Portfolio-Led Approach

The document proposes a 'portfolio-led approach' to assist financial institutions in implementing net-zero decarbonization targets. This approach utilizes a four-pillar framework to help banks identify where and how to support the real-economy transition across different sectors and geographies. It is designed to integrate into the three-stage process of strategy design, implementation, and reporting, and is compatible with existing frameworks such as the Glasgow Financial Alliance for Net-Zero (GFANZ) and the Net-Zero Banking Alliance (NZBA).

• The portfolio-led approach utilizes a four-pillar framework to enable banks to determine the most effective ways to support the real-economy net-zero transition by analyzing sectors, geographies, asset classes, and business units.
• The proposed approach is intended to support the three standard stages of bank progress toward net-zero targets: strategy design, implementation, and reporting.
• The portfolio-led approach is designed to be compatible with and complementary to existing industry frameworks, specifically the Net-Zero Banking Alliance (NZBA) sectoral target-setting and the Glasgow Financial Alliance for Net-Zero (GFANZ) guidance on transition plans.

APA

RMI (2022). Getting Down to Business: Enabling Action and Enhancing Credibility in Net-Zero Banking Using a Portfolio-Led Approach. https://rmi.org/resources/enabling-action-and-enhancing-credibility-in-net-zero-banking/

Chicago

RMI. Getting Down to Business: Enabling Action and Enhancing Credibility in Net-Zero Banking Using a Portfolio-Led Approach. 2022. https://rmi.org/resources/enabling-action-and-enhancing-credibility-in-net-zero-banking/.

Wikipedia

{{cite report |author=RMI |title=Getting Down to Business: Enabling Action and Enhancing Credibility in Net-Zero Banking Using a Portfolio-Led Approach |date=21 December 2022 |url=https://rmi.org/resources/enabling-action-and-enhancing-credibility-in-net-zero-banking/ |access-date=17 August 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{rmi2022getting, author = {{RMI}}, title = {{Getting Down to Business: Enabling Action and Enhancing Credibility in Net-Zero Banking Using a Portfolio-Led Approach}}, institution = {RMI}, year = {2022}, month = dec, url = {https://rmi.org/resources/enabling-action-and-enhancing-credibility-in-net-zero-banking/}, urldate = {2026-08-17}, note = {Indexed by Climate Insights Directory} }