L’assurance vie à l’ère de l’urgence climatique

An analysis by Reclaim Finance and RIFT finds that most French life insurers continue to fund fossil fuel expansion through 'fonds euro' and 'unités de compte', with over 55% of 'responsible' or 'ESG' labeled funds exposed to fossil fuel developers.

• While 24 out of 25 analyzed life insurers with a 'fonds euro' have committed to carbon neutrality or Paris Agreement goals, many still fund fossil fuel expansion. Most have committed to stop new coal investments, with the exceptions of HSBC Assurances and Milleis Vie.
• Two-thirds of analyzed life insurers, including AXA France Vie, Cardif Assurance Vie, and Crédit Agricole Assurances, can still make new investments in companies developing new oil and gas fields via their 'fonds euro'. Additionally, all except MACSF and Suravenir can still invest in oil and gas transport and storage projects, such as LNG terminals.
• Climate commitments rarely apply to 'unités de compte' (UC). Out of over 8,000 analyzed UCs, 63% are exposed to at least one fossil fuel developer, and 22% to a coal developer. Furthermore, over 55% of nearly 1,700 UCs labeled as 'responsible', 'sustainable', 'green', or 'ESG' are exposed to fossil fuel developers.

APA

Martin, L. (2024). L’assurance vie à l’ère de l’urgence climatique. Reclaim Finance. https://reclaimfinance.org/site/2024/06/05/rapport-lassurance-vie-a-lere-de-lurgence-climatique/

Chicago

Martin, Léo. L’assurance vie à l’ère de l’urgence climatique. Reclaim Finance, 2024. https://reclaimfinance.org/site/2024/06/05/rapport-lassurance-vie-a-lere-de-lurgence-climatique/.

Wikipedia

{{cite report |last1=Martin |first1=Léo |title=L’assurance vie à l’ère de l’urgence climatique |publisher=Reclaim Finance |date=5 June 2024 |url=https://reclaimfinance.org/site/2024/06/05/rapport-lassurance-vie-a-lere-de-lurgence-climatique/ |access-date=23 October 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{martin2024lassurance, author = {Martin, Léo}, title = {{L’assurance vie à l’ère de l’urgence climatique}}, institution = {Reclaim Finance}, year = {2024}, month = jun, url = {https://reclaimfinance.org/site/2024/06/05/rapport-lassurance-vie-a-lere-de-lurgence-climatique/}, urldate = {2026-10-23}, note = {Indexed by Climate Insights Directory} }