Voitures neuves : quand les banques freinent la transition électrique

The document highlights the significant influence of French banks on the automotive market, noting that five major groups control 34% of leasing contracts. It criticizes these banks for lacking a phase-out date for internal combustion engine rentals and for a low proportion of electric vehicles in their fleets compared to market averages, particularly at BNP Paribas and Société Générale.

• Five major French banking groups—BNP Paribas, Crédit Agricole, Société Générale, BPCE, and Crédit Mutuel—control 34% of leasing contracts, representing 1.2 million cars and over 17% of new cars put into circulation in France in 2023.
• Leasing is increasingly the primary method for acquiring new cars in France; in 2023, 53% of new registrations for individuals and 63% for companies were via lease contracts.
• Despite public commitments to sustainability, no major French banking group has set a deadline to stop leasing new internal combustion engine vehicles.
• The electrification rates for new registrations in 2023 at Société Générale (13%), BNP Paribas (11%), and BPCE (10%) were lower than the overall market average of 17% and the individual market average of 23%. In contrast, Crédit Agricole reported an electrification rate of 62%.
• Leasing companies show a strong preference for SUVs; for Société Générale and BNP Paribas, SUVs represented nearly 60% of new internal combustion and hybrid cars marketed in 2023, while for Crédit Agricole, they represented 52%.

APA

Martin, L. (2024). Voitures neuves : quand les banques freinent la transition électrique. Reclaim Finance. https://reclaimfinance.org/site/2024/11/22/voitures-neuves-quand-les-banques-freinent-la-transition-electrique/

Chicago

Martin, Léo. Voitures neuves : quand les banques freinent la transition électrique. Reclaim Finance, 2024. https://reclaimfinance.org/site/2024/11/22/voitures-neuves-quand-les-banques-freinent-la-transition-electrique/.

Wikipedia

{{cite press release |last1=Martin |first1=Léo |title=Voitures neuves : quand les banques freinent la transition électrique |publisher=Reclaim Finance |date=22 November 2024 |url=https://reclaimfinance.org/site/2024/11/22/voitures-neuves-quand-les-banques-freinent-la-transition-electrique/ |access-date=23 October 2026 |via=Climate Insights Directory}}

BibTeX

@misc{martin2024voitures, author = {Martin, Léo}, title = {{Voitures neuves : quand les banques freinent la transition électrique}}, publisher = {Reclaim Finance}, year = {2024}, month = nov, url = {https://reclaimfinance.org/site/2024/11/22/voitures-neuves-quand-les-banques-freinent-la-transition-electrique/}, urldate = {2026-10-23}, note = {Indexed by Climate Insights Directory} }