comments-on-mortgage-servicing-rules

The Institute for Policy Integrity recommends that the Bureau of Consumer Financial Protection clearly define regulatory goals to evaluate policy effectiveness and conduct retrospective analyses of mortgage servicing rules. The organization also suggests improving consumer disclosures through additional testing, timing adjustments, and more balanced information on interest rate adjustments.

• The Institute for Policy Integrity advises the Bureau of Consumer Financial Protection to establish clearly defined regulatory goals to enable the successful evaluation of policy alternatives and the ongoing assessment of rule performance.
• Recommendations for improving mortgage servicer disclosures include conducting further consumer testing, adjusting notice timing, and providing more balanced information concerning initial interest rate adjustment disclosures.
• The Bureau is urged to perform retrospective analyses of the regulations to determine their ongoing effectiveness and identify potential improvements.

APA

Institute for Policy Integrity (2012). comments-on-mortgage-servicing-rules. https://policyintegrity.org/projects/update/comments-on-mortgage-servicing-rules

Chicago

Institute for Policy Integrity. comments-on-mortgage-servicing-rules. 2012. https://policyintegrity.org/projects/update/comments-on-mortgage-servicing-rules.

Wikipedia

{{cite press release |author=Institute for Policy Integrity |title=comments-on-mortgage-servicing-rules |date=9 October 2012 |url=https://policyintegrity.org/projects/update/comments-on-mortgage-servicing-rules |access-date=23 October 2026 |via=Climate Insights Directory}}

BibTeX

@misc{instituteforpolicyintegrity2012commentsonmortgageservicingrules, author = {{Institute for Policy Integrity}}, title = {{comments-on-mortgage-servicing-rules}}, publisher = {Institute for Policy Integrity}, year = {2012}, month = oct, url = {https://policyintegrity.org/projects/update/comments-on-mortgage-servicing-rules}, urldate = {2026-10-23}, note = {Indexed by Climate Insights Directory} }