Survey Research Results

A February 2026 survey of 749 registered Hawai‘i voters reveals that 85% view rising homeowners insurance costs as a serious problem, with 79% of homeowners experiencing rate increases in the last 2-3 years. While voters attribute these increases to various factors, including insurance industry profits (31%) and climate change (19%), there is significant support for state intervention. Specifically, 82% favor greater regulations to limit policy cancellations, and 61% support legislation allowing the State of Hawai‘i to sue oil and gas companies to recover insurance-related costs stemming from extreme weather disasters worsened by climate change.

• A vast majority of Hawai‘i voters perceive rising homeowners insurance costs as a critical issue, with 85% of all voters and 90% of homeowners specifically identifying it as a "serious problem".
• Homeowners in Hawai‘i have been heavily impacted by rate hikes, with 79% experiencing increases over the past 2-3 years; among those affected, 40% reported that these premium increases caused "financial hardship in their family".
• Voters attribute rising premiums to multiple factors, most notably insurance industry profits (31%), inflation/higher construction costs (21%), and climate change and extreme weather (19%).
• There is strong public support for state regulatory action and accountability, with 82% of voters favoring increased regulations to limit policy non-renewals and cancellations, and 86% agreeing that the State must hold the insurance industry accountable for rising costs.
• A majority of voters (61%) support legislation that would enable the State of Hawai‘i to sue large oil and gas companies to recover insurance-related costs from extreme weather disasters exacerbated by climate change.

APA

May, J., & Soon, R. (2026). Survey Research Results. Center for Climate Integrity. https://climateintegrity.org/uploads/media/HI_Climate_Home_Insurance%E2%80%932026.pdf

Chicago

May, Jeff, and Rebecca Soon. Survey Research Results. Center for Climate Integrity, 2026. https://climateintegrity.org/uploads/media/HI_Climate_Home_Insurance%E2%80%932026.pdf.

Wikipedia

{{cite report |last1=May |first1=Jeff |last2=Soon |first2=Rebecca |title=Survey Research Results |publisher=Center for Climate Integrity |date=27 February 2026 |url=https://climateintegrity.org/uploads/media/HI_Climate_Home_Insurance%E2%80%932026.pdf |access-date=23 October 2026 |via=Climate Insights Directory}}

BibTeX

@techreport{may2026survey, author = {May, Jeff and Soon, Rebecca}, title = {{Survey Research Results}}, institution = {Center for Climate Integrity}, year = {2026}, month = feb, url = {https://climateintegrity.org/uploads/media/HI_Climate_Home_Insurance%E2%80%932026.pdf}, urldate = {2026-10-23}, note = {Indexed by Climate Insights Directory} }