{"query_echo":{"q":"","filters":{"analysis_type":["demographic vulnerability analysis"]},"warnings":[{"code":"facet_value_not_in_vocabulary","message":"Value 'demographic vulnerability analysis' for facet 'analysis_type' is not in the controlled vocabulary."}]},"total":{"value":1,"relation":"eq"},"page":1,"page_size":20,"self":"https://climateinsightsdirectory.org/api/v1/search?analysis_type=demographic+vulnerability+analysis","stability":"beta","ai_marking":{"digital_source_type":{"uri":"http://cv.iptc.org/newscodes/digitalsourcetype/trainedAlgorithmicMedia","name":"Created using Generative AI"},"notice":"Summary and key insights are generated using artificial intelligence."},"results":[{"id":"ucs-001219","url":"https://climateinsightsdirectory.org/document/ucs-001219","title":"Underwater","publisher":{"name":"Union of Concerned Scientists","organization":"union-of-concerned-scientists"},"document_type":"report","language":"en","date_published":"2018-06","source_url":"https://www.ucsusa.org/sites/default/files/attach/2018/06/underwater-analysis-full-report.pdf","generator":"Climate Insights Directory","generated_fields":["summary","key_insights","climate_tags","geography_discussed","analysis_type"],"summary":{"text":"The report warns that sea level rise puts hundreds of thousands of US coastal properties at risk of chronic inundation, potentially leading to a collapse in real estate values and a significant erosion of local tax bases. Using a high sea level rise scenario, the analysis projects that by 2100, nearly 2.5 million properties valued at $1.07 trillion today will be at risk. The authors argue that current financial markets and government policies mask these risks, creating a 'narrowing window of opportunity' for communities to adapt. The report highlights particular vulnerabilities for low-income populations, the elderly, and specific states like Florida and New Jersey, while advocating for updated flood maps, transparent risk disclosure, and a shift away from subsidized insurance and disaster aid that encourages rebuilding in high-risk areas.","ai_generated":true,"unit":"ucs-001219#summary","date_modified":"2026-10-23"},"key_insights":[{"text":"Under a high sea level rise scenario, more than 300,000 existing homes and commercial properties in the contiguous US are at risk of chronic, disruptive flooding—defined as occurring 26 times per year or more—within the next 30 years, with a current cumulative value of roughly $136 billion.","ai_generated":true,"unit":"ucs-001219#insight-1","date_modified":"2026-10-23"},{"text":"By the end of the 21st century, the number of residential and commercial properties at risk of chronic flooding is projected to reach nearly 2.5 million, with a current collective value of $1.07 trillion.","ai_generated":true,"unit":"ucs-001219#insight-2","date_modified":"2026-10-23"},{"text":"Florida is the most exposed state; by 2100, more than 1 million of today's homes in Florida will be at risk, accounting for over 40 percent of the total at-risk homes in the nation.","ai_generated":true,"unit":"ucs-001219#insight-3","date_modified":"2026-10-23"},{"text":"Chronic flooding threatens the fiscal stability of local governments; in about 120 US coastal communities, properties at risk by 2045 currently represent 20 percent or more of the local property tax base, and for about 30 communities, this figure exceeds 50 percent.","ai_generated":true,"unit":"ucs-001219#insight-4","date_modified":"2026-10-23"},{"text":"Vulnerable populations are disproportionately affected: 40 percent of the nearly 175 communities expecting significant chronic flooding by 2045 have poverty levels above the national average, with Louisiana having the largest share of such communities.","ai_generated":true,"unit":"ucs-001219#insight-5","date_modified":"2026-10-23"},{"text":"In eight states—including Massachusetts, Delaware, Pennsylvania, Maryland, Virginia, Mississippi, Oregon, and Washington—60 percent or more of the homes at risk of chronic inundation within 30 years are valued below the state median home value.","ai_generated":true,"unit":"ucs-001219#insight-6","date_modified":"2026-10-23"},{"text":"The commercial sector is highly exposed in Florida and New Jersey, which together hold more than one-third of the roughly 14,000 commercial properties at risk within the next 30 years.","ai_generated":true,"unit":"ucs-001219#insight-7","date_modified":"2026-10-23"},{"text":"A low sea level rise scenario, aligned with the Paris Agreement's goal of capping warming below 2°C, would drastically reduce risks, lowering the number of homes at risk by 2060 by nearly 80 percent compared to the high scenario.","ai_generated":true,"unit":"ucs-001219#insight-8","date_modified":"2026-10-23"},{"text":"Current market and policy mechanisms, such as FEMA flood risk maps and the National Flood Insurance Program, are criticized for masking risks and subsidizing development in flood-prone areas.","ai_generated":true,"unit":"ucs-001219#insight-9","date_modified":"2026-10-23"}],"climate_tags":["sea level rise","climate finance","climate change adaptation","Paris Agreement"],"geography_discussed":["Florida","New Jersey","Louisiana","California","Maryland","New York","North Carolina","Texas","Massachusetts","Delaware","Pennsylvania","Virginia","Mississippi","Oregon","Washington","Miami","San Francisco"],"frame_perspective":[],"analysis_type":["financial risk assessment","demographic vulnerability analysis","policy review"]}]}